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Unbanked Startup Ideas

4 years ago

Yolt is building a credit card without interest that refunds customers’ purchases if they make a payment within a year of making them. It’s a credit card for the unbanked, but it’s currently only in the United States.

243

4 years ago

A consumer loan app for the unbanked. The startup aims to scale its startup base, paying them to lend to unbanked consumers.

242

4 years ago

A digital banking app for the unbanked in Latin America. The startup is building the “first true digital bank for the unbanked”, working on integrations with traditional credit unions and banks.

188

3 years ago

U.S. startup that aims to bring rapid, inexpensive, and secure payments to the unbanked. PayMate's blockchain-based payment technology can be used for international remittances and micropayments.

178

5 years ago

A mobile payments startup, focused on helping the unbanked in India, that’s created by a team of MIT grads that previously worked at a mobile payments company.

165

5 years ago

A VC-backed startup that is looking to bring financial services to the unbanked in India. The company has started piloting its technology in Chennai and Hyderabad.

157

5 years ago

A new kind of “bank” for the unbanked, where people can create savings accounts, send and receive money, and borrow short-term from peers.

151

4 years ago

Walnut Ventures is building a digital banking alternative that is designed to be a bank for the unbanked.

151

5 years ago 3 views

Fintech company for unbanked and underbanked customers in Latin America and Brazil.

149

5 years ago

A mobile-first banking app, with a focus on individuals in emerging markets. The startup wants to empower the unbanked in emerging markets.

148

4 years ago

A startup that turns your phone into a bank for the unbanked. It’s looking to bring financial services to the 15% of people who are unbanked.

148

5 years ago

A platform that offers financial services, with a focus on the unbanked and underserved.

129

4 years ago

A banking app for the unbanked in India

122

4 years ago

A financial services system for the unbanked, intended to be much cheaper and less complex than existing options. The startup is building the product for users in India and Nigeria.

118

5 years ago

A personal finance tracking app for unbanked women in Africa

113

5 years ago

This company wants to make the process of getting a business loan easier for the unbanked. It’s currently testing in the US, but they’re looking to expand internationally too.

111

5 years ago

This blockchain-based protocol enables the creation of new digital assets that can be traded on a peer-to-peer basis. It is designed to support the issuance of new assets and the transfer of value between existing assets, and can be used to provide financial access to unbanked individuals.

94

4 years ago

Another Fintech company looking to bring a bank of tools, platforms, and services to the new generation of the unbanked.

89

3 years ago

A startup that wants to bring insurance to the world’s unbanked and underinsured populations. The company is building an app that allows people to get a variety of insurance policies from a variety of different providers without having to deal with the paperwork and documentation required to get a traditional policy.

88

5 years ago

A French startup that wants to bring a more accessible way to access financial services to the unbanked in developing countries. The startup is building a mobile app that connects to the bank account of the unbanked, and then allows them to make international transfers and even cash out to a local currency.

85

3 years ago

A startup to buy and sell mobile phones and accessories. The startup wants to provide a space for people to sell their old phones, keeping them out of the dumpster. The company says it is focused on helping the “unbanked” and the “underbanked”.

82

4 years ago

A firm that manages the “unbanked” — those without traditional bank accounts.

80

4 years ago

A platform for the “unbanked” in developing economies, this startup is building software to allow people to get loans and make payments without using traditional banks.

78

4 years ago

A micro-banking startup focused on helping the unbanked in low-income, remote areas of rural Kenya.

78

4 years ago

Making payments easier for the unbanked, this startup says it is building a crypto-enabled, off-the-grid payment system that will let users send and receive money to their phones.

67

2 years ago

A startup that wants to help people open and manage multiple bank accounts from the same device. The business is focused on the unbanked and offers services in the US and India and has seen $500,000 in revenue since it launched at YC Summer.

67

4 years ago

This startup is building an app that allows “unbanked” consumers to borrow money from people in their network of friends and acquaintances.

66

4 years ago

A credit card that pays you back with a percentage of the fees you pay when using the card. The startup is building a credit card for the unbanked in the US.

66

3 years ago

A platform for helping the world’s unbanked and underbanked via mobile banking.

64

4 years ago

Micro-loans for the unbanked, with a minimum term of 9 months, a maximum term of 20 years, and a minimum interest rate of 2%. The goal is to offer a lifeline for the unbanked, who often have a hard time obtaining a traditional bank account.

62

4 years ago

This startup is building a platform to bring better, more efficient financial services to the world’s unbanked. They’re currently in talks with a major bank to launch their service in the fall.

62

3 years ago

A startup aiming to make it easy to identify and reach people who are so-called “unbanked”, who don’t have bank accounts. The startup says that they have over 6 million unbanked people in the US alone.

60

3 years ago

A blockchain startup whose sole focus is on the underbanked and unbanked in Peru. The startup wants to help families build savings accounts and get connected to financial services.

59

3 years ago

A startup that provides cheaper loans for the millions of people in the US who don’t have bank accounts. It’s financial services for the unbanked.

58

3 years ago

Ploom wants to be the answer to the “unbanked”. A cannabis product, available in pre-rolled joints and cartridges, cartridges can also be used to charge mobile devices.

51

3 years ago

This startup is building a mobile wallet for the unbanked. The company is focusing on the 1 billion people in the world who are unbanked and using cash for transactions.

50

3 years ago

Focusing on banking for the unbanked, the startup is building a mobile app that will allow small businesses around the world to access loans and banking services from their iPhones.

40

2 years ago

A new online bank with a focus on millennials and people who have had bad experiences with banks. The startup plans to be the bank for the unbanked

39

2 years ago

A credit-score simulator for the unbanked who don’t have access to a credit score. The startup helps unbanked people get access to loans and credit cards.

36

2 years ago

A startup that aims to provide more accessible, affordable and regulated credit to the unbanked in emerging markets. The founders say they’re aiming to close the gap between the poor and the middle class which in some countries is as much as 20 percentage points.

33

2 years ago

A credit card for the unbanked, designed to lower fees and help people get credit through high-risk loans.

31

2 years ago

This startup is building a tool for people to manage their finances through a mobile app. The B2C business is focused on “banking the unbanked” and specific Indian markets.

22

5 years ago

Idea: A new kind of digital bank for the unbanked that doesn’t require a smartphone or a bank account

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