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Fintech Startup Ideas

3 years ago

A Fintech company that’s building a mobile app for managing loans in Latin America.

1,016

5 years ago

A fintech startup that is building a platform that will let users import financial data from different platforms and create a financial dashboard that can be integrated with other platforms.

377

2 years ago

This early stage fintech startup wants to help people manage their cashflow.

286

2 years ago

A Fintech startup that offers small businesses an alternative to cash advances, with zero percent interest and no fees

226

4 years ago

FinTech startup that allows people to send payments via text message.

221

4 years ago

A Fintech startup that provides technology to help SMBs.

202

4 years ago

A fintech startup that provides a service for investors to buy bonds in emerging markets.

199

4 years ago

A payments app that allows you to lend or borrow money in minutes, for under 1% interest. The app is in the process of getting Fintech licenses in the UK, France, and Germany.

189

5 years ago

A B2B fintech startup that helps insurance companies price policy coverage, applying machine learning and artificial intelligence to their data.

174

5 years ago

A new fintech app that aims to make it easier for consumers to make payments

170

4 years ago

A fintech product for US credit unions for managing bank accounts.

167

5 years ago

Cofounder Alex Zabludowicz co-founded this fintech company with his brother, Alex. It wants to make payments faster, cheaper, and more secure, with a focus on the developing world.

164

5 years ago

A fintech startup that wants to make it easier for financial advisors to do their job better.

152

5 years ago 3 views

Fintech company for unbanked and underbanked customers in Latin America and Brazil.

149

5 years ago

A startup that helps fintech companies with compliance work, enabling them to better support clients.

148

5 years ago

A startup that extends the integration of the Fintech API to make it easier for developers to integrate payments into their own app or website.

147

5 years ago

Fintech company that offers investors a way to borrow against their crypto holdings.

145

5 years ago

A “fintech for the legal industry”. It wants to make legal contracts easier to understand and fill out, so they don’t need lawyers to review them.

144

5 years ago

A fintech startup built for natural gas industry. It allows users to collect and monitor their natural gas usage, and allows companies to monitor over their entire natural gas network.

143

3 years ago

A fintech startup that wants to help people manage their debt by offering a debit card and an app that covers nearly all credit card spending.

143

5 years ago

This is a fintech startup that wants to make it easier for companies to send money to their employees. It currently has two employees and 10 customers.

139

5 years ago

This startup is building an all-in-one platform for Fintech services, with the goal of bringing them all under one roof.

138

4 years ago

Fintech startup that wants to help small businesses with cash flow and credit management.

134

5 years ago

This startup is building a platform for the fintech industry that aims to help banks manage their lending, investments, and risk. The platform was built to sit alongside the CapitalOne API.

124

5 years ago

Fintech startup looking to capture the $1.7 trillion market for international currency exchange.

122

4 years ago

A startup that helps hotels in Europe and the Middle East book rooms for corporate events with Fintech companies, using their own websites, without the need for a native reservation system.

122

5 years ago

This startup will help banks manage risks by creating a sandbox for fintech startups.

119

5 years ago

A Fintech startup that helps retailers like Macy’s and Neiman Marcus better manage inventory to help them slash their costs and increase sales.

118

4 years ago

A fintech startup in the Philadelphia area that has a platform that lets users compare loans to see the best deal

116

5 years ago

A fintech company that creates portfolios for companies to manage their employee retirement savings. It allows companies to track employees’ investment performance while offering a platform to help them manage their own retirement savings.

114

5 years ago

A fintech startup that provides a service that let’s users fund their bank accounts with cryptocurrencies. The startup has raised $18 million in seed funding to date.

114

5 years ago

Cofounder of the company, a former commercial real estate agent, says she knew nothing about the fintech industry until she started researching it in 2017.

113

2 years ago

A “fintech” that helps banks manage their debt portfolios.

110

5 years ago

A company that uses Artificial Intelligence to help banks and credit unions make loan decisions, with a focus on fintech and small business.

104

4 years ago

A fintech platform, helping companies with their transactions.

104

5 years ago

The world of finance is changing dramatically, and there’s a lot of confusion around how new technologies like fintech will impact financial services. Fintech can take the form of apps, startups, and platforms, or it can be composed of a mix of all three. Fintech is a catch-all term that can include everything from cryptocurrencies, to artificial intelligence, to machine learning, and more. Fintech startup solutions help companies navigate these changes.

103

2 years ago

What if we could use new fintech tools to help the poor manage their money more easily

99

2 years ago

A fintech startup that automates debt collection.

94

4 years ago

Another Fintech company looking to bring a bank of tools, platforms, and services to the new generation of the unbanked.

89

5 years ago

Cofounder of the company, a former financial industry analyst, began researching the fintech industry in 2017. She found a dearth of female founders in the space. In her startup’s pitch deck, she highlights several female founders as part of the company’s advisory board.

85

3 years ago

A fintech company that helps banks and credit unions build a “single-source finance sourcing solution”.

83

4 years ago

Fintech startup for facilitating money transfers between countries. Founded in 2014 and headquartered in Myanmar, its beta version allows users to send and receive money online via mobile phones.

82

4 years ago

A startup that creates fintech software for credit unions. The startup sells software that allows the member experience to be more customized.

81

4 years ago

This startup is trying to help fintech companies sell their products to non-fintech types.

76

3 years ago

“A startup that implements fintech software in the emerging markets of Southeast Asia, India, and China.”

76

4 years ago

A fintech company that is developing a platform that enables an automated corporate bond issuance.

74

3 years ago

Many startups on the list came from India, a country that has been a "fintech powerhouse" in recent years. The country has a large population of engineers and a growing consumer base, and the availability of capital and technology has led to a boom in the number of startups in the country.

72

4 years ago

One of the most interesting startups to come out of the fintech space, Nomiku is building a device that allows consumers to cook with precision.

70

3 years ago

Fintech startup that allows home buyers to use cryptocurrency to purchase their mortgage.

70

4 years ago

A global fintech company that provides a way for emerging markets to get loans from traditional banks. The startup has pulled in big names including Bill Clinton, who has joined its advisory board.

69

4 years ago

A consumer-focused fintech product that combines BitGold, mobile payment, and cryptocurrency. It’s available on iOS and soon to be Android.

67

3 years ago

A startup that wants to make it easier for developers to build fintech apps on their own. Its API connects apps with banks, so developers can build financial tech apps without having to recruit banks or work with their own teams.

67

3 years ago

Fintech startup that helps collect and store mortgage data.

66

4 years ago

This startup wants to help fintech companies get a handle on their data, making it easier to crunch numbers and more effective for the startup to explore new markets.

64

4 years ago

A startup working in the fintech space that wants to make it easier for businesses to categorize and label currencies, which many companies struggle to do because of the complexities of ISO 4217.

61

3 years ago

A “fintech” company that aims to help banks and their customers get a better understanding of their credit risks, and a better picture of the risk they’re taking on.

61

3 years ago

A VC-funded London-based fintech startup that helps people use digital currency to make and receive international payments.

61

3 years ago

A fintech for loans in Kenya, which is working on a product for the first time.

61

3 years ago

A company that will provide “fintechs” with a platform that allows them to build their own custom payment processes using their own data.

60

3 years ago

The founders of this B2B fintech startup aim to improve the way banks and other financial institutions provide financial planning advice. They aim to do this by connecting banks with the people who know best how to invest, how much to save, and how to invest.

58

2 years ago

A fintech startup that seeks to help consumers with their spending by creating an “earn to give” platform where people can make donations in exchange for cashback.

57

3 years ago

A startup in the process of launching a $1 billion new venture fund called the FinTech Fund that will invest in the future of money, especially in the FinTech sector. They’re looking for “unicorns” (startups valued at over $1 billion) in the financial technology sector.

55

3 years ago

Fintech startup that wants to create a simpler and more secure digital banking experience for consumers by offering free checking accounts.

54

3 years ago

A startup that helps startups grow by giving them access to the biggest potential customer base in the world - the US government. The company's proprietary Fintech platform provides access to the US government's banking, insurance and finance systems.

53

5 years ago

Idea: A fintech startup that provides consumer loans in the Philippines to customers who don’t have many credit options.

51

4 years ago

Fintech company in the Philippines that’s providing a digital payment platform for micro-enterprises and other small businesses.

51

3 years ago

A company that provides software to other companies who want to launch their own fintech product.

51

3 years ago

This is a fintech startup that wants to build a platform allowing people to quickly and cheaply invest in small businesses. The startup is starting with just one country — Brazil.

50

3 years ago

A financial services startup that wants to try to bring some of the best practices we see in the investment industry to the world of fintech.

49

3 years ago

With the goal of building a “better experience”, ZagBank is creating a digital bank for underbanked Americans, with a focus on helping them save money. They’re also applying for a fintech charter in the state of New Jersey.

47

2 years ago

A project to help make Fintechs more accessible to businesses and individuals. The platform is a SaaS-based tool that allows users to create a simple and easy-to-use way to invest in emerging Fintechs

47

2 years ago

A platform for Fintech companies in Latin America to explore new investment opportunities, such as debt and equity financing.

46

3 years ago

A fintech startup that’s building a product to make it easy for financial institutions to manage the increasing amount of data that flows through their systems.

42

2 years ago

Fintech startup that wants to make the payments and investments in the $2 trillion wealth management industry more transparent and accessible.

39

2 years ago

A fintech company with a focus on credit products for women. The company is pitching itself as a cheaper alternative to the big banks, and is already working with a number of small businesses.

37

2 years ago

A digital banking platform bridging the gap between traditional banks and fintech startups. The company counts the USAA bank as a customer.

34

2 years ago

BitStreet is building a platform that allows crypto companies to raise money and raise it quickly, and receive it in multiple forms on the blockchain. The company is currently working with a few overseas fintech startups.

34

5 years ago

Idea: Trim is a fintech company that wants to become a one-stop shop for credit cards The company’s pitch is that it’ll use machine learning to notch up credit card rewards for users and help them manage their spending

33

2 years ago

Fintech platform for managing money internationally, building on the burgeoning financial inclusion trend.

33

2 years ago

Fintech startup that wants to combine the power of AI and Big Data with a human touch to help financial advisors make better financial decisions for their clients.

32

2 years ago

Fintech startup that is building low-cost and easy-to-use financial solutions for small businesses in emerging markets

28

2 years ago

An AI for Fintech, developed to help financial institutions process a slew of financial transactions in real time.

27

2 years ago

A Fintech company that’s building a platform for high-net-worth individuals to invest in real estate, collect rent checks, and manage their investments. It’s already onboarding the first 100 customers at $79k.

27

2 years ago

A company that helps companies bring their products to market in India, with a focus on fintech, healthcare, and education.

26

2 years ago

A fintech startup that’s building an AI-driven credit-scoring model that will make it easier for businesses to raise capital by analyzing and predicting customers’ credit risk.

18

2 years ago

A New York City-based startup that helps people invest in financial innovation, such as new fintech startups.

18

2 years ago

What’s specifically interesting about this is the way the team is tackling a major pain point for people who work in fintech. They want to make it a bit more like a person is learning a skill, and their interaction with the app can add a sense of community to the experience.

16

2 years ago

Fintech company with an affiliate program that is looking to help companies and people invest in real estate.

16

2 years ago

Fintech startups have been using personal finance apps to do things like invest in mutual funds and manage their portfolios. Traditionally, however, these apps have been more focused on creating a more “personal” experience. One startup, however, is building an app that can help users manage their credit cards.

10

5 years ago

Idea: A software company that helps non-profits and NGOs integrate with payment processors and other fintech services

6

4 days ago

A fintech app for gig workers that automates tax deductions, instant micro-loans against future earnings, and portfolio diversification into fractional assets.

-6

4 days ago 1 views

A fintech service for gig economy workers in Europe that bundles micro-insurance policies for on-demand jobs like ride-sharing or deliveries into a single app.

-8

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