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Debit Startup Ideas

4 years ago

A startup that makes a credit card that works like a debit card but offers cash back

222

4 years ago 1 views

A tool that helps customers buy stuff on Amazon using a debit card. It’s also an Amazon marketplace to receive payments.

207

4 years ago

A company that wants to create a “universal” credit card for customers. This could be a credit union debit card or if the company is successful, a Visa or Mastercard card with a rewards program.

188

4 years ago

A "social-first" payment app that lets anyone with a credit card, debit card, or PayPal account pay for things online.

185

5 years ago

A platform where people can pay with their debit and credit cards to buy products from merchants.

183

5 years ago

A credit card with a debit card that earns points and can be used for all purchases, including travel and dining.

175

4 years ago

A company that offers a suite of banking and financial service products, including a debit card, checking account, and loan.

173

3 years ago

A pre-paid card that gives users access to a credit line, allowing them to buy small-ticket items that they don’t want to pay cash for. A debit card with a $5,000 limit.

166

5 years ago

A startup that wants to put a common API between many banks and start to allow consumers to take debit card payments anywhere.

164

5 years ago

A startup that is helping companies and individuals get debit cards for free when they have banked with their bank for the last 3 years.

161

4 years ago

A credit platform for small businesses in the U.S., with plans to add a debit card option in the future.

159

3 years ago

A mobile app that lets you convert your credit card into a debit card and pay in-store without a credit card.

159

5 years ago

a company that helps customers in Europe manage their money quickly and easily. Its first product will be a prepaid Visa card that can be loaded with cash through a debit card.

158

5 years ago

This startup is building a payment platform to help rural local businesses accept credit cards. The startup is based in the Philippines and has been working with both credit cards and bank-issued debit cards in the country.

152

5 years ago

The startup’s service allows users to create custom-designed and branded debit cards to be used at millions of locations in the US, UK, Canada, France, and Australia. It also does global spending and cross-border payments for businesses that need it.

152

5 years ago

A mobile app that allows you to manage your credit and debit card numbers with just your phone’s camera and a voice response. Circle uses the camera to take a picture of the card and then calls the number on the card to confirm it’s valid before linking it to your phone.

149

5 years ago

A startup that sells a new take on a very old concept: Visa debit cards. The startup has over 1,000 customers, ranging from Nike to Goldman Sachs, and has sold over 5 million cards.

148

5 years ago

A payment startup for the UK that allows merchants to be paid quickly and securely with a debit card.

148

5 years ago

This startup is a platform that allows shoppers to send gifts to any other shopper with a linked debit or credit card, or even a prepaid card.

146

3 years ago

A fintech startup that wants to help people manage their debt by offering a debit card and an app that covers nearly all credit card spending.

143

5 years ago

This startup is building a “smart” card that runs on a local RFID (radio frequency identification) chip. The card is intended for use in vending machines and retail stores where sales occur, but the company is also looking to use it in other contexts like credit/debit cards and membership cards.

139

5 years ago

A “frictionless” payments app that lets businesses turn debit card payments into direct deposits, enabling customers to pay without even having a card in their hands.

136

2 years ago

A restaurant booking platform that lets users pay with a debit card or credit card, then get delivery within 30 minutes.

128

5 years ago

A digital payment solution for baristas that allows them to accept credit cards, debit cards, and Apple Pay payments. The startup is currently focused on the US market.

117

3 years ago

A way to make digital layaways easier with a mobile app that allows customers to make digital layaway payments with a credit or debit card. The startup says it’s already onboarded over 1,000 customers.

116

5 years ago

A credit card linked to your bank account, like a debit card with your bank’s approval. The card can be used everywhere the bank accepts credit cards. The startup has raised $1.5 million in seed funding from a single investor, Andreessen Horowitz.

112

4 years ago

A digital payments application for small businesses that replaces a bank account, credit card, and direct debit. The B2B business uses the same technology that allows a company to charge purchases to a credit card.

108

5 years ago

Focused on helping the elderly pay bills, Vayvadex allows users to pay for services, like a nursing home, with a swipe of their debit card. Users can also use the app to find a doctor or a home aide.

106

4 years ago

It’s a credit card and a debit card rolled into one, and it’s meant for frequent travellers who want to pay for travel expenses with a single click.

106

4 years ago

A startup offering a software platform for companies to integrate a range of payments, including credit cards, debit cards, and in-app purchases.

105

4 years ago

A startup that’s bringing Bitcoin into the physical world, with a prepaid debit card and a physical debit card. The founders want to make Bitcoin universally usable, and are building a physical card to use at stores, ATMs, and anywhere else.

100

4 years ago

An automatic way to send money out of India using a credit or debit card. The startup wants to scale their business to get the equivalent of $1 billion out of India each year.

91

4 years ago

Imagine you’re a CEO who wants to maximize your company’s profits. One way to do it is to accept credit cards, but most companies struggle to get the rates they want. Debit-on-demand startup Debitize lets companies accept credit cards and debit cards on demand.

89

4 years ago

A new type of credit card that functions like a debit card but with the ability to make payments without any money changing hands.

89

5 years ago

A company that helps students pay for tuition with a prepaid debit card, available to any in the US. The startup has built a “pay to school” system that works with any college, university, or trade school. The startup doesn’t operate in Brazil.

84

4 years ago

A startup that helps restaurants collect payment for their services via direct debit and credit card.

78

3 years ago

A data analytics tool for banks. The startup, called River, wants to help financial institutions by offering a way to identify a customer’s behavior based on their credit and debit card purchases. It also provides a visual dashboard that lets a business see how well their customers are performing.

76

3 years ago

A company that helps people pay for their medical expenses in the US. Patients who enroll in the program receive a debit card that’s tied to their health insurance, which they can use to pay for co-pays and other medical expenses.

76

4 years ago

A B2C subscription service for emergency room visits that includes pre-paid debit cards and a 24/7 concierge service.

75

3 years ago

A payments startup that helps users receive payments from other users via credit or debit cards without sharing banking information.

74

4 years ago

A startup that helps people who don’t have a bank account or debit card set up one.

73

4 years ago

A startup creating a platform that serves as a single source for all of a person’s online and offline credit and debit cards. The startup wants to make paying for things as easy as swiping a credit card.

70

4 years ago

This healthcare startup wants to help employees avoid the cycle of health insurance premiums and high deductibles. They send a monthly debit card to employees, and can be customized to cover a certain amount of money per month for a certain service, ranging from life insurance to primary care to dental. They’re profitable and growing in the San Francisco Bay Area.

70

3 years ago

https://www.theverge.com/2018/12/20/18241456/credit-card-debit-card-data-transactions-business-data-security-cybersecurity

70

3 years ago

Many people like the idea of a contactless debit card, but find the process of activating it confusing. Apply is building a tool that makes the process a lot more streamlined.

69

4 years ago 1 views

The startup has brought real-time banking to the Philippines. It allows users to set up a fixed amount of money to spend per day, and then debits that account whenever it has enough in reserve.

67

4 years ago

A prepaid debit card that also acts as a bank account, so you can buy things without needing a credit card.

66

3 years ago

A platform for payments that lets a user take a picture of their debit card and have it replaced with a virtual one that they can give to a trusted contact and share.

65

3 years ago

A tool that helps people in the US and UK set up a direct debit from their bank accounts, and pay their bills from anywhere in the world.

64

3 years ago

Filling the gap in the smartphone payment space for small and medium-sized businesses, this startup is working on creating a payment solution that can be used with a credit card and not just a debit card.

63

3 years ago

an online tool that lets you keep track of your credit card, debit card, and bank account charges (and where they go, who they go to)

62

3 years ago

A debit card payments system for corporate clients, built specifically for software products.

60

4 years ago

A credit card that might do what many other credit cards do, but also has a built-in debit card. The startup is building on the existing credit card infrastructure (swiping a card) and is looking to use the debit card infrastructure to make purchases via the credit card.

54

2 years ago

A company that wants to help companies give customers the benefits of a credit card, which is a more powerful tool than a debit card, but without the fees.

49

3 years ago

A company that’s trying to make money work better in the US by “printing” prepaid debit cards.

48

2 years ago

A personal finance app that uses machine learning to show you the best financial decisions for your life. The app uses data from your credit cards, loan, and debit cards to build financial reports that show you which of your expenses you can cut off for higher returns.

43

2 years ago

The Startup is developing A payment solution for ridesharing platforms such as Uber and Lyft which accepts payments from credit cards, debit cards, prepaid cards, and mobile wallet payments.

42

3 years ago

A startup that wants to make it easier for people to pay for their groceries with pre-paid debit cards (they’re working on an app to dock groceries).

39

2 years ago

A digital bank that provides a bank account for freelancers, allowing them to connect their prepaid debit cards to their business account for payroll and other transactions.

39

2 years ago

A “refund anticipation” insurance plan that works similarly to a credit card or debit card by filing a claim and getting a refund if your expenses don’t get paid.

38

2 years ago

A startup that offers a credit card that charges a monthly fee, reimbursing you if you don’t spend your credit on a monthly basis. The concept is something like a debit card but with the benefits of a credit card.

29

2 years ago

A mobile payment system for bar owners. The startup is helping bar owners to offer credit cards and debit cards to customers.

28

2 years ago

A digital wallet for people who don’t have a traditional checking account. Users get a Visa debit card that can be used for online purchases. The startup is mostly focused on the U.S. market, but it’s also expanding into Brazil and Mexico.

28

2 years ago

A way of tracking and alerting users to changes in their credit and debit cards.

26

2 years ago

A digital payments startup that processes credit and debit card transactions. The company processes roughly $5 billion in transactions per year and has a transaction fee of 1.5%.

26

2 years ago

An investment they’re funding personally with this round, social finance firm Monzo is a bank focused on making personal finance easy and accessible, with a minimalistic, simple interface and a rewards program that emphasizes savings. They’re experimenting with new products like peer-to-peer lending and a prepaid debit card.

22

2 years ago

A platform to allow employers to pay their employees via PayPal, all while offering a free debit card option.

22

2 years ago

A digital currency platform that allows users to use their existing Visa or Mastercard debit cards to make purchases within their cryptocurrency ecosystem.

21

2 years ago

“A new kind of bank account that gives you free money”. A new account that is meant to be an alternative to the checking account that doesn’t have overdraft fees just like a checking account. Instead, the account has a debit card in addition to the free money.

19

2 years ago

A platform that lets companies create their own debit cards to process payments in and out of their organization.

14

2 years ago

A startup that offers debit cards to college students, with funding from the Gates Foundation. The cards are funded by money that comes from the students’ tuition.

12

2 years ago

This startup is building a verification system for people to get their money from their bank accounts with cryptocurrency and a debit card.

11

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