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Bank Startup Ideas

2 years ago 2 views

A B2B company that helps banks make $1,000 per customer, with $0.20 of revenue per customer.

2,944

2 years ago

A platform that helps small businesses expand internationally. The startup wants to provide a full suite of international services, including business banking, e-commerce fulfillment, and international tax structure management.

1,145

2 years ago

A digital native bank that lets you deposit and withdraw money from anywhere in the world.

698

3 years ago

A text-to-speech app that translates text into any language, then sends the audio to a bank of speakers with deep learning built into the app.

513

5 years ago

A mobile payments startup that is focused on India, offering a personal loan service to people without bank accounts.

493

3 years ago

A new way to do accounting that doesn’t require a bookkeeper, a spreadsheet, or a bank account.

415

5 years ago

A startup that uses artificial intelligence to help prevent fraud in payments. It’s an API for banks and merchants to check if accounts are being used fraudulently.

379

3 years ago

This is an API that helps banks and other financial services companies manage their data more efficiently

345

4 years ago

A B2B company that helps international companies get bank account numbers and routing numbers for their offices in the US.

285

4 years ago

A mobile app that helps business reduce expenses by keeping track of how much they spend on things like office supplies, bank fees, and marketing.

273

5 years ago

A money transfer service where people can send money to family members without having to deal with the banking system.

269

5 years ago

A B2B startup that aims to solve the problem of processing and logging of data for companies looking to start up a new retail bank. The company says it’s already working with a few banks on prototypes.

250

4 years ago

This startup is building a tool that helps banks manage their exposure to lending to small business.

250

4 years ago

The startup is developing a system for remote workers that would allow employers to pay employees using a card that cuts out the middleman bank.

247

4 years ago

Yolt is building a credit card without interest that refunds customers’ purchases if they make a payment within a year of making them. It’s a credit card for the unbanked, but it’s currently only in the United States.

243

5 years ago

A credit card that is funded by users rather than banks, with a cap on monthly spending.

242

4 years ago

A startup that aims to make it easy for people to do some of the more tedious work of the business finance and accounting, like reconciling bank statements.

242

4 years ago

A consumer loan app for the unbanked. The startup aims to scale its startup base, paying them to lend to unbanked consumers.

242

5 years ago

A startup building a secure network for physical and digital authentication. The startup wants to help banks and other financial institutions identify and authenticate their customers via their physical presence at a branch or ATM.

238

5 years ago

An AI for fraud prevention for banks.

236

4 years ago

A startup for finding and booking travel that uses a bank of 5,000 itineraries to provide personal customization. It’s in the phase of becoming a booking site, with a desktop app in development, and a plan to open it up to all users.

229

4 years ago

Student loans can be expensive, and this startup helps borrowers figure out what their rates are for different banks.

222

4 years ago 1 views

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

222

2 years ago

A mobile financial services company that wants to help banks and consumers make better financial products for mobile users.

218

4 years ago

A startup that wants to make banking more like social media. The startup is building a “challenging” banking experience that integrates notifications, product recommendations and social aspects. A new way to bank that would be more like checking your Facebook stream for information and then making a purchase.

215

4 years ago

A startup that aims to build a “digital bank vault” for mobile consumers in India. The startup plans to allow mobile users to store funds in their phones in the form of mobile wallets, with secure storage in escrow.

213

2 years ago

A startup that wants to create a system to manage and grow the relationship between bank and clients. The startup is currently building the first product for a client in the UK.

212

2 years ago

A turnkey payment processing platform for online businesses. Instead of a bank’s monthly fee, they charge a flat fee based on the size of the transaction.

209

5 years ago

A tool to help people in India manage their bank accounts.

207

5 years ago

A digital bank account for Indian startups and SMBs looking to get a loan from non-banks.

205

4 years ago

A startup that wants to create a “socially responsible” bank account for people who want to support causes they care about.

205

5 years ago

This startup’s algorithm is designed to find and cancel fraudulent payments, automatically. It’s free for merchants to use, and they’re aiming to partner with processors and banks.

201

3 years ago

Humaniq wants to provide a system for users to buy and sell cryptocurrency, using mobile phones. The startup is building a mobile banking app that allows users to buy, sell, trade, and hold funds in cryptocurrency.

201

4 years ago

A company that wants to automate the process of converting a crypto wallet into a standard bank account over the phone.

199

4 years ago

A startup that wants to make “banking for the world’s poor” easier by providing access to financial services.

198

4 years ago

The company is building a decentralized overlay payment platform that helps banks and e-commerce companies to build and manage loyalty programs.

197

5 years ago

A digital bank from Italy that gives customers free checking with no monthly fees.

196

4 years ago

A company that’s building a framework for a fully decentralized digital banking network, a system that would be made up of a network of independent, local banks.

195

5 years ago

An online-only, subscription-based service that allows people to buy and sell payments immediately from their bank accounts.

192

4 years ago

A company that is building software to help banks and other lenders connect to new sources of data like social media, livestreams and more, to get a better understanding of their clients and make better decisions.

192

4 years ago

A bank card that pays you for every ride you take on Uber and Lyft.

190

3 years ago

This startup wants to make banking as easy as buying a cup of coffee, just with a few clicks.

190

5 years ago

A startup that wants to help small businesses open up their books to investors and banks. The startup says it’s already raised $3 million and has a team of 12 employees.

189

4 years ago

A digital banking app for the unbanked in Latin America. The startup is building the “first true digital bank for the unbanked”, working on integrations with traditional credit unions and banks.

188

5 years ago

An online bank that focuses on serving lower and middle income customers.

186

5 years ago

A credit card for the underbanked.

185

4 years ago

The startup is looking to “help people make the switch from their personal funds to a workplace 401(k) retirement plan”, by allowing employers to build automated 401(k) plans for their employees, and giving employees the ability to move their 401(k) funds to their own bank accounts.

185

4 years ago

“A digital bank account that’s 100% open-source.”

184

5 years ago

A startup that aims to make banking better for the underbanked in emerging markets.

181

3 years ago

A startup looking to bridge the gap between the financial industry and the cryptocurrency industry by providing a way for banks to offer bitcoin-based financial products.

180

3 years ago

U.S. startup that aims to bring rapid, inexpensive, and secure payments to the unbanked. PayMate's blockchain-based payment technology can be used for international remittances and micropayments.

178

4 years ago

A startup that uses a “virtual bank” to allow companies to get capital without having to go through a traditional bank. It is looking to extend its service to the UK, Europe and Asia.

177

5 years ago

A tool for banks to vet potential borrowers based on their credit score, then offer guidance to help them get approved. “If you have a credit score, we can fix your credit score.”

176

4 years ago

There are over 2,000 cryptocurrencies. A finance startup called CreditChain aims to build a cryptocurrency that is more accessible to the average consumer. The company is seeking to build out a “credit blockchain” that allows banks to create and distribute digital and physical products, like insurance policies, to consumers in minutes.

174

5 years ago

A voice-activated assistant to handle different aspects of a person’s life by connecting to their bank account, home automation, and messaging/calling services.

173

4 years ago

A company that offers a suite of banking and financial service products, including a debit card, checking account, and loan.

173

4 years ago

This company is building a platform that helps make it easier for people to move their money out of banks and into digital wallets like Google Pay and AliPay.

172

5 years ago

A cloud-based platform for risk management for banks

171

4 years ago

A global money transfer service that lets you send money to other people in a country without a bank account.

171

2 years ago

A company that helps businesses get cash quickly from any bank in the world

171

5 years ago

A software for consumers to share their credit with friends without going through a bank.

170

5 years ago

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

170

5 years ago

A startup that uses machine learning to identify fraud and money laundering in transactions between banks.

167

4 years ago

A fintech product for US credit unions for managing bank accounts.

167

5 years ago

A startup that aims to take the power out of microgrids and put it into the hands of consumers. The startup is working on a battery pack with solar panels that can be installed on the rooftops of homes and offices and be used to supply electricity for a certain period of time, much like a powerbank.

166

5 years ago

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

165

5 years ago

A mobile payments startup, focused on helping the unbanked in India, that’s created by a team of MIT grads that previously worked at a mobile payments company.

165

5 years ago

A bank account that the founders say is “like a personal investment account with 100x the transparency of other accounts and no fees.” The account is meant to be a savings account for small businesses or freelancers.

164

5 years ago

A startup that wants to put a common API between many banks and start to allow consumers to take debit card payments anywhere.

164

5 years ago

If you want a car, the first thing you do is call your insurance company, and then you call your bank. The startup wants to automate this process and allow users to pay for their car insurance online with their bank account. It’s already working with AAA.

164

5 years ago

HousingBridge is building a new kind of mortgage broker, which essentially performs mortgage origination services for large banks. The company is headquartered in New York and has offices in Chicago and San Francisco.

163

5 years ago

A startup that wants to solve the problem of allowing businesses to accept credit cards and bank accounts in one place. After launching in April, the company is now working on making the process seamless for customers.

162

5 years ago

This startup is building a digital banking platform for the developing world, enabling mobile banking across all of Africa.

162

5 years ago

This startup is building an app that connects farmers with their local food bank. The farmers will use the app to schedule deliveries of food, and the food bank will use the app to get the food delivered to their warehouse. The startup is building the platform with the help of a grant from the U.S. Department of Agriculture.

162

4 years ago

This startup is building a digital bank account in India. The founders say it’s a simpler, cheaper alternative to the physical ATM cards found in most cities.

162

4 years ago

A startup that provides customers with the ability to pay bills, bank transfers, and other expenses with their mobile phones. The company’s founders say they’ve already signed up 300,000 users and are working to expand their service to other countries.

162

5 years ago

A startup that is helping companies and individuals get debit cards for free when they have banked with their bank for the last 3 years.

161

5 years ago

A digital bank account for India, with a focus on rural areas.

161

5 years ago

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

160

4 years ago

A startup that wants to help banks with payments in Peru. The startup's co-founder says they have more than 1,000 business accounts as of September.

160

4 years ago

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

160

4 years ago

A startup that wants to give people the same ability to browse and shop for food that they have in the US. It’s designed specifically for Indian consumers who don’t have a bank account.

160

4 years ago

The company has been working with major banks in the region to help them improve the way they price loans and mortgages. It can also help non-bank lenders do the same.

159

3 years ago

A startup that has built a way for people to organize their credit cards, bank accounts, and other financial accounts into one secure dashboard.

159

5 years ago

Provenance is a food tracking app, that has been billed as a startup that’s trying to get food to the same level of transparency as it has in other industries like banking or ride sharing. It’s a bit like the app Just Eat, but for food.

158

5 years ago

The startup was founded in May with the goal of making banking more accessible in the US.

158

5 years ago

A platform for helping banks and other financial institutions scale their mobile interfaces. The startup says it has over 40 clients.

157

5 years ago

A company that helps banks with digital transformation. The startup wants to help banks develop their online presence by making it easier for them to communicate with customers.

157

5 years ago

Blockchain capital management for SMBs, designed to help them access capital from banks.

157

5 years ago

A VC-backed startup that is looking to bring financial services to the unbanked in India. The company has started piloting its technology in Chennai and Hyderabad.

157

5 years ago

The startup helps banks build and run their own corporate credit cards and associated tools. They’re currently working with 6 banks across the US.

156

5 years ago

This startup is building a tool for banks to determine whether their customers are likely to pay back their loans.

156

5 years ago

A Chinese-focused ecommerce platform that was built on the idea that China's economy is less of a free market and more of a controlled economic system. The company is working on a solution to let individuals buy goods without a bank account and without a traditional credit card.

156

4 years ago

A payment platform for people who want to buy and sell stuff online but don’t have a bank account.

154

4 years ago

A startup that uses data to help banks better ensure the accuracy of their loans.

154

3 years ago

A credit card application for the underbanked, where users pay a small fee to use the card and earn credit line rewards.

154

5 years ago

This startup is building a digital assistant that allows employees at real estate companies to do banking, scheduling, and other tasks from their phone.

153

5 years ago 1 views

A company that helps open banking startups with their APIs and developer framework.

153

5 years ago

A startup that wants to help banks and insurance companies manage risk by helping them to get more customers.

153

3 years ago

A financial software company that works with a lot of banks to provide technology solutions for those banks to use.

153

5 years ago

A credit card for people who are underbanked. The company offers a line of credit that doesn’t require a credit check, allowing people to put down as little as $1.

152

5 years ago

This startup is building a payment platform to help rural local businesses accept credit cards. The startup is based in the Philippines and has been working with both credit cards and bank-issued debit cards in the country.

152

5 years ago

A startup that helps small businesses get a loan at a traditional bank, at a lower rate.

152

5 years ago

A SaaS tool that helps banks automate their KYC processes by providing a central repository of information. It has already raised $1.5 million.

152

5 years ago

A software-as-a-service platform for banks, designed to provide a consistent and comprehensive experience for users and businesses.

151

5 years ago

A new kind of “bank” for the unbanked, where people can create savings accounts, send and receive money, and borrow short-term from peers.

151

5 years ago

A startup that wants to simplify the process of opening a bank account for immigrants.

151

4 years ago

Walnut Ventures is building a digital banking alternative that is designed to be a bank for the unbanked.

151

3 years ago

A startup that helps people pay bills, check bank accounts, and manage budgets.

151

5 years ago

Aiming to make it easier for people to use digital cash, the startup wants to make it easier for people to pay each other without the need to send money through a bank. They’re working to make digital cash as ubiquitous as a credit card.

150

5 years ago

A digital bank account for consumers and businesses in Latin America. The startup wants to bring account management to the small and medium enterprises in the region.

150

5 years ago

This startup is building a mobile banking platform that will allow small business to accept payments from their customers easily through their SIM cards.

150

5 years ago

This startup is working on a new way to manage storage for in-home vaults, which it plans to eventually work with banks and other large financial institutions as well.

150

5 years ago

A platform that links global banks, payment networks and businesses.

150

5 years ago

A startup that helps business owners and entrepreneurs set up corporate accounts and work with their bank from anywhere.

150

3 years ago

This startup is building a platform that lets users manage money and assets over a mobile device. They’re building an app that can get money from any user’s bank account and pay bills automatically.

150

5 years ago

A mobile-only bank account for Brazil. A tiered account that allows individuals to pay bills and receive transfers.

149

5 years ago 1 views

The startup is working on a new type of mobile banking that’s mobile-first, and designed to provide easy access to traditional banking services like check deposits, bill pay, and direct deposit.

149

5 years ago

A digital bank account for the Philippines. The startup is currently in pre-launch, and has nearly 200,000 members.

149

5 years ago 3 views

Fintech company for unbanked and underbanked customers in Latin America and Brazil.

149

5 years ago

Collaborating with organizations like the United Nations and the World Bank, Geotime provides demographic, economic, and climate data in a user-friendly way that’s useful for businesses.

148

5 years ago

A mobile-first banking app, with a focus on individuals in emerging markets. The startup wants to empower the unbanked in emerging markets.

148

5 years ago

A B2B service for the financial industry that helps banks identify potential customers and understand their spending habits.

148

5 years ago

This startup is building a system that connects banks with their customers via mobile.

148

4 years ago

A startup that turns your phone into a bank for the unbanked. It’s looking to bring financial services to the 15% of people who are unbanked.

148

5 years ago

This startup wants to make bank deposits and withdrawals more efficient by making them more user-friendly and integrating with various systems.

147

5 years ago

A cloud service provider for banks that helps them make better decisions on lending.

147

5 years ago

A startup that helps businesses in the United States and Europe run their money using shared accounts. It’s a “one-stop shop” for working with multiple banks.

146

5 years ago

A company building software that helps banks manage loans, with a particular focus on reducing the number of payments.

146

5 years ago

A company that wants to help banks and other financial institutions offer financial advice to their customers

146

5 years ago

The company’s target market is the 50 million people in India who have mobile phones but do not have bank accounts. The app uses SMS and a mobile number to allow the user to transfer money into their account.

146

5 years ago

This startup is looking to make it easier for the millions of small businesses in the US to get bank loans.

145

4 years ago

An online bank for consumers with low to moderate incomes.

145

5 years ago

A tool that raises money from investors from your current bank account, and then converts it into a hedge fund.

144

5 years ago

A startup that wants to let you check your bank account online without leaving your computer — and even pay bills — without going to the bank. It’s a bit like Google Wallet, but with banks.

144

5 years ago

A data platform that helps detect, prevent, and mitigate fraud on all payments. It works with banks, Venmo, and Western Union.

144

5 years ago

A software platform that lets people transfer money between their bank accounts, and their credit cards.

144

5 years ago

Bizion is a network of companies that provide more than $1 million in annual revenue. Bizion enables companies to have a single point of contact for funding (usually a bank) for their entire business, saving a lot of time and money.

143

5 years ago

A global payments platform, SendFriend is a virtual bank account and payments platform that allows users to purchase goods and services without a bank account. It’s similar to TransferWise but with a focus on emerging markets.

143

5 years ago

A new kind of payments solution that’s an alternative to a bank account.

143

5 years ago

This startup is going after the $2.5 trillion PBOC, or People’s Bank of China. A financial technology startup that wants to serve the Chinese populace that isn’t as online-savvy as westerners.

143

4 years ago

A tool for helping small companies get loans from banks by simply signing a power of attorney. The startup wants to use its existing network of over 1,000 lending partners to make this happen.

143

3 years ago

The founders are looking for a big bank to partner with them on a new service that uses artificial intelligence to help people take better care of themselves.

143

5 years ago

A startup that aims to make online payments seamless for millennials and other young people who are not interested in traditional banking It is now part of PayPal

142

5 years ago

This is a startup that wants to help people save money on banking fees by sharing account information with other banks.

142

4 years ago

A cross-platform desktop application that allows users to log into their apps without their credentials and automatically logs them into their bank accounts. The startup is building the company off of Yodlee’s data and wants to build it further into apps like Facebook, Spotify, and others.

142

2 years ago

A startup that is building a system to allow mobile banking through a connected car.

142

5 years ago

A digital bank for SMBs in Latin America, allowing them to have all of their personal accounts in one place.

141

5 years ago

A startup that wants to take the friction out of the process of purchasing a home. Instead of going through a bank, you can do all the paperwork online.

141

5 years ago

A SaaS offering that helps banks integrate their checking accounts with their mobile apps.

141

3 years ago

Payment platform for businesses, which lets them accept payments via credit cards, bank transfers, and PayPal.

141

3 years ago

A platform for managing personal and professional finances and allowing users to store their digital assets (including bank accounts, credit cards, etc.)

141

5 years ago

A new service that lets companies run their own credit card processing, giving them the ability to take cash out of the ATM and sending it directly to a bank account.

140

5 years ago

This startup is building a vending machine for the financial sector. It’s an open source vending machine that lets banks and credit unions buy and sell financial products in bulk.

140

4 years ago

A startup that’s building a browser-based tool for anyone to create and manage their own virtual or online paperless bank account.

140

5 years ago

People are still not taking advantage of the benefits of peer to peer lending in the US, so Peervest is trying to change that through a marketplace that compares the best rates at peer to peer lenders in the US to traditional bank rates.

139

5 years ago 1 views

A startup that wants to bring a similar UI to the world of online banking, except that instead of generic banks, the startup offers a wide array of financial products.

139

5 years ago

In India, there are millions of small businesses that don’t have a bank account. ManageBharat is a mobile app that helps these businesses manage transactions, pay taxes, and keep their books straight.

139

3 years ago

A solution for the “hundreds of millions of people who want to buy and sell real estate, but who lack access to a bank account and the cash to close a deal”. The company is based in Brazil, but is expanding to the US.

139

5 years ago

A mobile-first bank focused on small business owners and entrepreneurs.

138

5 years ago

Polite.com is building on the idea of “time banking” — people who trade their time for other people’s labor. They have a number of products that do this, including a new one that pairs people with tasks and then allows them to track their work.

138

4 years ago

A bank account for small business owners that builds off of the popular social network Huddle. The startup is building a way for small businesses to connect with each other and build relationships with banks, suppliers, and other businesses with which they do business.

138

5 years ago

A startup that secures your personal info, especially sensitive information like medical records and bank accounts.

137

5 years ago

A payments company that is building a platform to replace your bank account with a mobile app.

137

5 years ago

A B2B company that helps banks take advantage of underutilized data in their systems. The company claims its technology can help banks save up to $500m a year.

137

5 years ago

A startup for lending to small businesses. The startup makes it easy for banks and investors to lend to small businesses.

137

5 years ago

A startup that wants to make the “banking process” easy for millennials. The CEO says that half of millennials don’t have checking accounts, and another third don’t have credit cards. They want to do for banking what Mint did for personal finance.

136

5 years ago

A mobile app that allows users to easily send and receive money. The startup was founded in July and is focused on working with local banks in the US. It aims to get users to use the app to send money directly to their local bank accounts or other people’s bank accounts.

136

5 years ago

Startup building software for farmers to help them understand weather patterns and predict crop yields. It also plans to create a bank for farmers, and expand into a larger platform for farmers to exchange information.

136

5 years ago

A startup that is building a platform to help small businesses know the best loan options at the best rates. Part of their pitch is that they’re aiming to help people in emerging markets, where banks are more expensive.

136

5 years ago

A tool for managing your personal finance. It’s a one-stop-shop for all your banking and insurance needs, as well as a platform for your investments.

135

4 years ago

A startup that helps sales reps in the insurance and banking industries better understand their clients.

135

5 years ago

A company that builds products that help people understand their finances and save money. It saves customers money in the form of lower interest rates and lower cost of credit, and it pays interest on all savings in a person’s bank account.

134

5 years ago

A startup that lets you send and receive payments with your bank account, but also with your phone.

134

5 years ago

A software company that aims to help employers and HR departments manage the cost of employee benefits. It aims to make it easier for employers to understand what they’re paying and how to improve it. They’re currently in talks with banks to offer a new product.

134

5 years ago

The company is pairing the digital technology used by banks to process payments to the physical elements of a cash machine, such as a keypad and a printer, to create an end-to-end solution.

134

5 years ago

The idea is to make it easier for people to get a loan with a bank account. The startup is looking at offering loan consolidation services.

134

5 years ago

This is a way to organize your personal finances without the hassle of a finance app. The company wants to be your “bank” that helps you save money.

134

5 years ago

A tool that pairs with a customer’s bank account to automatically route money and send bills.

134

5 years ago

A platform that helps small businesses manage their finances by bringing together all their bank accounts and credit cards into one dashboard for employees, and for employees to request payments.

133

5 years ago

This startup wants to create a new digital currency that’s backed by a bank, and that can be used to pay for transactions in the physical world.

133

5 years ago

A customer engagement platform that helps restaurants, banks, and other businesses engage with customers.

132

5 years ago

A company that provides “a complex API that enables companies to identify the right type of person for a job”, based on digital data. It currently has $1.6 million in the bank.

132

5 years ago

This cloud-based platform for payments brings together payments processors, banks, and merchants to offer a service that is cheaper and faster for consumers than traditional methods.

132

5 years ago

A platform that connects banks to business customers in the UK, helping them borrow from different banks.

132

5 years ago

A solution for companies to streamline the billing process for their customers. Avastas has signed up 20 customers in the past month, including one of the 10 largest banks in the US.

132

5 years ago

A credit card that doesn’t expire for 24 months. The startup is now in the process of getting a bank account and possibly a credit card license in the US.

132

3 years ago

A banking solution meant to offer a new alternative to the credit card. The company is co-founded by former players from Stripe, who say they’re “creating a banking brand that works for the modern consumer”.

132

5 years ago

A digital bank that’s working with farmers and fisherman to get loans

131

5 years ago

A startup that helps people who don’t have access to a bank account get one for free. The startup has partnered with several major banks to allow customers to open accounts even without the usual documentation that banks require to authenticate.

131

5 years ago

A way for people to send each other money, for a fee. You can transfer $50 of money to someone without them having to come to a bank. There’s a mobile app that allows people to receive and send money, and an online interface for people to see all their transactions.

130

5 years ago

An employee-owned bank with a focus on small businesses, offering free checking accounts and savings accounts.

130

3 years ago

A finance startup that specializes in helping banks and credit unions with their risk management.

130

2 years ago

An online platform that allows users to claim their money, whenever they want, without having to go to the bank. The company wants to help people get access to their money whenever they want it, without going to the bank.

130

5 years ago

A platform that offers financial services, with a focus on the unbanked and underserved.

129

5 years ago

A startup that helps retailers process payments, and then sends them to the right bank. The team says they’re seeing a lot of traction with retailers in the US and Asia.

129

5 years ago

This startup is building a network for the more than 60 million people who don’t have bank accounts — but are still expected to receive a loan, rent payments, or pay utility bills. As a result, they often don’t have access to the basic financial services they need. Envelope lets them become a platform for next-day payment, and offers payment-by-phone for small transactions.

129

5 years ago

Zach wants to help people who don't want to use a traditional bank — they don't want to install an app, or they want to use a specific app for different financial needs. Zach is a mobile application that lets you do this, with a free service called Zach Wallet.

129

3 years ago

A platform that helps customers avoid high fees by connecting them directly with their bank and credit card companies.

128

5 years ago

A company that uses machine learning to create products that help senior citizens with activities of daily living, such as shopping, banking and making phone calls.

127

5 years ago

A startup that's creating a digital bank statement for businesses, allowing them to see and manage all their expenses, payments, and payments receipts.

126

5 years ago

A business lending platform for small businesses in the UK. The startup connects businesses with lenders at a rate of 5.5% to 8.5%, a much lower rate than banks charge.

126

5 years ago

A simple tool for depositing checks at a bank branch and withdrawing money from an ATM.

125

5 years ago

Saving autonomous mapping startup HERE from bankruptcy. A consortium led by the German car maker and German insurance company has acquired the self-driving mapping software startup, with the group looking to merge HERE’s mapping data with Nokia’s mapping assets and use it to build its own self-driving car platform.

125

5 years ago

A company that helps small businesses open bank accounts, and then allows them to pay employees & suppliers on the go with ease.

125

5 years ago

A startup that combines online banking and personal assistance so that people can get help with their finances

124

5 years ago

A platform that helps accountants and banks collaborate on compliance, and provides a graphical view of the transaction in real-time.

124

5 years ago

A tool for VPs to book travel for their teams. The founders say it’s best suited to larger companies like CPGs and banks, but the idea could have broader applicability.

124

5 years ago

This startup is building a platform for the fintech industry that aims to help banks manage their lending, investments, and risk. The platform was built to sit alongside the CapitalOne API.

124

5 years ago

Another digital banking app for Brazil, offering a new way for micro-businesses to manage their financials.

124

5 years ago

A company that helps companies in developing countries get banking services. They’re currently in talks with several banks in India.

124

5 years ago

A B2B data analytics platform for financial services companies, most importantly banks. The company was founded in 2016 and has raised $3.7M.

124

5 years ago

A platform that will allow users to access their credit scores and other financial information, whether or not they’re currently signed up with a bank.

123

5 years ago

The startup wants to make it easier for people to invest their money. They’re currently working with a few banks, and their goal is to have a fully working product within a year.

123

5 years ago

An API and a mobile app for Paypal. The startup aims to let Paypal users create personal online banking accounts and hold them in one place.

122

4 years ago

A banking app for the unbanked in India

122

5 years ago

This startup is building a software platform to help people, from mom-and-pop shops to large retailers, to accept payments from more than one bank at a time.

121

5 years ago

A startup that makes it easier for people to get loans from a bank by letting them use their savings accounts to finance their loan.

121

5 years ago

BridgeCoin is a cryptocurrency-based lending platform that is “an alternative to the traditional banking system.”

121

3 years ago

A startup working with banks to develop apps for their clients, like a mobile wallet app for micro-transactions.

121

3 years ago 1 views

A microfinance startup that’s taking on the traditional banking system.

121

4 years ago

A startup that’s building a digital card for people who don’t have credit cards, allowing them to purchase goods without a bank account.

120

5 years ago

a bank that uses Bitcoin to make it easier for emerging markets to access financial services.

119

5 years ago

A company that helps to build and maintain the database that banks use to make lending decisions.

119

5 years ago 1 views

A B2B “banking for business” startup that helps clients with business banking needs, including payroll, invoice financing, and other financial services.

119

5 years ago

This startup will help banks manage risks by creating a sandbox for fintech startups.

119

5 years ago

The startup wants to create a personal assistant that can get data from your bank account and auto-fill your bills, statements, and other transactions.

119

4 years ago

A hybrid mobile banking app that combines the convenience of mobile banking with the security of strong authentication.

119

2 years ago

The company has met with banks in more than 15 countries and has 15,000 credit card holders. The startup wants to provide a “micro ATM” that allows people to withdraw cash from their phones.

119

5 years ago

SMI (Social Media Intelligence) is a startup at the intersection of social media and data, which helps businesses get insights from social media. It’s helped “more than 15,000 customers” including GE, Ford, and the U.S. Bank.

118

4 years ago

A financial services system for the unbanked, intended to be much cheaper and less complex than existing options. The startup is building the product for users in India and Nigeria.

118

2 years ago

A startup that provides a suite of tools for financial professionals that help them manage budgeting, forecasting, and more. It’s in the process of becoming a full-fledged bank.

118

5 years ago 1 views

A company that helps build technology for banks to provide online banking through telepresence. A few months ago, it was reported that Facebook was looking to invest in VR company Magic Leap to help make this possible.

117

5 years ago 1 views

The company aims to be a “banking for millennials” that offers high-yield savings accounts. It’s a way for younger consumers to build their savings without having to pay a premium for the privilege.

117

4 years ago

A company that allows employees to set up standing orders and bank payments for their customers

117

4 years ago

A digital payments platform for the emerging markets. The startup wants to help companies who don’t have access to traditional banking services in developing countries.

117

3 years ago

A company that helps central banks manage cash. The startup is working with the Bank of Mexico to digitize cash.

117

5 years ago

Tired of paying hefty overdraft fees, this startup wants to make banks obsolete and hand them over to their customers, who can then pay bills and get cash advances directly from their bank accounts.

116

5 years ago

A company that’s building a “smart gateway” that’s meant to connect small businesses directly with banks and financial institutions.

115

5 years ago

A subscription-based service for managing your credit score. The startup is looking to partner with banks and credit card companies to make it easier to monitor your credit.

115

5 years ago

A platform that allows customers to make recurring payments — and keep money in the bank — for things like gym memberships or recurring mortgage payments.

115

5 years ago

Inspired by the Robinhood phone app, a startup wants to build a digital banking app for millennials that will not only give them the ability to check their account balances, but also update and deposit checks.

115

3 years ago

A tool that helps users avoid the pitfalls of mobile phone and bank payment fraud, such as phishing and online skimming. It’s a sort of virtual wallet that can be used just like a physical wallet.

115

5 years ago

A startup that helps people get their wages deposited electronically into their bank accounts. They’re using data from the US government’s MyEBT card and are aiming to make getting paid faster and easier for people who are on the edge of the financial system.

114

5 years ago

A software company trying to solve the problems with digital payments in developing markets, where mobile banking is still a novelty. The startup wants to provide a solution that’s simple, easy, and secure.

114

5 years ago

A fintech startup that provides a service that let’s users fund their bank accounts with cryptocurrencies. The startup has raised $18 million in seed funding to date.

114

5 years ago

A startup that wants to help banks scale payments using the cloud by letting them use APIs to let others tap into their systems.

114

5 years ago

This is a platform that integrates with your bank account and offers reward points and gift cards to users.

114

4 years ago

A company that’s building tools that send and receive money from people’s bank accounts. Using the software, people can send money to each other and keep an account for receiving payments. The app can be used by anyone in the country, and is available to customers through a bank account in the US.

114

5 years ago

A personal finance tracking app for unbanked women in Africa

113

5 years ago

A digital assistant for checking your credit and bank accounts, aiming to be “the financial hub of your life”.

113

5 years ago

A venture-backed startup that serves as a marketing platform for credit card and bank data that lets companies run campaigns. It’s also a marketplace for data, where companies can buy and sell their own data sets.

112

5 years ago

A credit card linked to your bank account, like a debit card with your bank’s approval. The card can be used everywhere the bank accepts credit cards. The startup has raised $1.5 million in seed funding from a single investor, Andreessen Horowitz.

112

4 years ago

A startup that sells a “tax-only” model for small-scale farmers that would make it easier for them to get credit from banks and sell their produce in the US.

112

5 years ago

A startup that uses Microsoft Azure to help banks and other financial institutions build their own online banking services.

111

5 years ago

This company wants to make the process of getting a business loan easier for the unbanked. It’s currently testing in the US, but they’re looking to expand internationally too.

111

5 years ago

A company that’s building a platform where you pay a monthly fee to use a service to manage your contractors. The startup is taking a page from the Automated Clearing House (ACH) system, which lets banks settle payments between banks.

111

2 years ago

A web-based service that helps restaurant owners manage their cash flow, including bills, bank accounts, and inventory. It’s also an accounting app that offers local inventory lookup and payment acceptance.

111

5 years ago

A startup that cuts banks out of the process of opening a checking account by building its own app. The startup has a mobile app that would allow customers to log in to their bank, make savings and investment plans, and keep track of their spending.

110

4 years ago

SaaS that brings mobile banking to underbanked businesses, with a freemium model that starts at $20 per month. It offers a mobile app with check-deposit functionality, but also wants to build out a premium platform for mid-sized businesses.

110

4 years ago

A platform for banks to build lending products for small businesses in emerging markets.

110

2 years ago

A “fintech” that helps banks manage their debt portfolios.

110

5 years ago

A business that wants to create a bank that runs on the Ethereum blockchain. It’s planning to use revenue from that bank to fund the company’s own blockchain development.

109

4 years ago

A startup for keeping track of your credit cards and bank accounts, with the goal of making it “as easy as possible for millennials to deal with money”.

109

4 years ago

A UK-based startup that works with banks and insurance companies to track and manage mobile phone insurance claims.

109

5 years ago

A toolkit focused on helping startups make the transition into the U.S. market. The startup helps startups look for a U.S. office space, open a U.S. bank account, and hire U.S. staff. They currently have over 50 companies on their platform.

108

5 years ago

A startup that gives you a way to help manage your finances without having to go to a full-service bank. The startup wants to serve as a more simple way for consumers to manage their finances and wants to be a part of the conversation around empowering consumers.

108

5 years ago

A B2B company that aims to help B2B brands with marketing and sales by leveraging the power of B2B data and CRM technology. They have customers including Royal Bank of Canada and American Express.

108

5 years ago

A new kind of digital wallet that helps people plan and track their finances, manage their spending, and get support from their bank. The startup wants to be a “one-stop shop for financial services” that includes a portfolio, banking, investing, and insurance.

108

4 years ago

A digital payments application for small businesses that replaces a bank account, credit card, and direct debit. The B2B business uses the same technology that allows a company to charge purchases to a credit card.

108

4 years ago

A way to transfer money from a bank account to a prepaid card.

108

3 years ago

The company is looking to create a single directory for all the services, both online and offline, that people use to deal with their money. They want to make it easy to find resources, from banking to tax preparation to credit cards.

108

3 years ago

A way to buy and sell bitcoins without a bank account.

108

5 years ago

Create a new way for people to get their money from the bank. Give people a way to borrow and pay back small amounts of money to their bank electronically.

107

4 years ago

A consumer-facing product that helps users manage their money by giving them access to their bank account and budget, with the help of an AI.

107

3 years ago

This startup wants to be the one-stop shop for filling out college financial aid forms. It’s currently working with a national bank to help people fill out their FAFSA forms online.

107

4 years ago

A “one-stop shop for credit” that aims to help people from underbanked backgrounds to get access to credit. The startup is currently in talks with banks and credit unions to work out a partnership.

106

3 years ago

We’re used to filling out credit card forms and writing out checks for purchases. Bankroll is a mobile app that does the same for business expenses. Bankroll acts as a virtual assistant pre-populating forms for the customer, and allows the customer to make purchases from another app called the Bankroll app.

105

5 years ago

A company that uses Artificial Intelligence to help banks and credit unions make loan decisions, with a focus on fintech and small business.

104

4 years ago

A “SaaS-based accounting and finance tool for SMBs”. The company offers integrated accounting, payroll, accounts receivable and payable, bank account linking, invoice creation, and expense tracking through its cloud product.

104

4 years ago

A startup that lets you move money between your bank accounts anywhere in the world, including in real time

104

3 years ago

The startup’s goal is to “build the easiest way to get your bank account information from your checking account into your credit card application”.

104

5 years ago

A way to streamline the process of getting a loan for a startup (or other company in need of financing). The company provides a marketplace for financing and a loan application, with providers ranging from big banks to crowdlending sites. They’re currently in the process of raising Series A funding.

103

5 years ago

These are tools that help people manage their personal finances — including things like credit cards, bank accounts, budgets, and investments.

103

4 years ago

A B2B company that allows banks to choose between an AI/ML-driven platform and a human-driven platform for OCR, fraud detection, and other similar tasks.

103

4 years ago

A startup in India that makes it easier for users to access their bank account information or make payments.

103

3 years ago

A software-as-a-service (SaaS) platform which allows banks and securities exchanges to use machine learning, artificial intelligence and automation to make their markets more efficient.

103

3 years ago

A startup that helps banks make more money by cutting out unnecessary fees.

103

5 years ago

The startup wants to help companies meet the needs of their customers with a new tech platform that lets users talk directly to their bank services, like the automated teller machines of the future.

102

4 years ago

A student loan refinance platform. The company is looking to partner up with large banks to refinance student loans.

102

3 years ago

A global payments platform for small- and medium-sized businesses. The startup wants to help those with limited credit or banking options get access to global trade finance.

102

3 years ago

A digital financial advisor for individuals with no bank account or credit history, using a digital model that connects individuals with lenders and leads to loans for people with low credit scores.

102

4 years ago

A company that allows people to create customized “banking services” for themselves, from getting their paychecks directly deposited to arranging overdraft protection or making payments online.

101

3 years ago

A personal finance platform that provides a better user experience for millennials, who are more likely to use mobile devices to check bank balances.

101

5 years ago

A new type of loan broker, that uses data science to help banks make better loans

100

5 years ago

A new kind of e-banking system for Latin America, which is designed to improve the experience of active bank customers. The company plans to launch in Brazil in the next few months and expand thereafter.

100

4 years ago

A startup that wants to build a decentralized banking system. The founders say that banks are creating systems that are too expensive and too clunky to be used, and that the market is underserved — especially by credit cards, which are used by everyone in the world, but for which there’s no good way to transfer money across borders.

100

4 years ago

A platform for sending money to people who don’t have bank accounts, allowing users to send money to anyone in the world.

100

4 years ago

A payments company that lets companies with a bunch of different bank accounts collect payments on their platform.

100

4 years ago

A financial service that helps manage non-bank financial products in Latin America.

99

4 years ago

A digital banking platform for Puerto Rico, bringing a mobile-first approach to the island.

99

4 years ago

Building a toolset that lets businesses and people send money to each other without having to give their bank account information.

99

4 years ago 1 views

An open banking platform that helps banks understand their consumers.

99

4 years ago

A B2B company that provides business intelligence to banks.

99

5 years ago

A company that provides a free loan to borrowers who have already been denied one from other banks.

98

4 years ago

A crowdfunding platform for people who have been denied loans from banks.

98

5 years ago

A digital bank for small businesses in Latin America. The startup’s first product is a mobile app for small businesses in Argentina, Brazil, Chile, Colombia, and Mexico.

97

5 years ago

This facial recognition app from two MIT grads has gotten attention for its integration with a number of services. People can use it to verify their identity in places like checking their bank account, paying at a store, or using a credit card.

96

5 years ago

A system that prevents people without credit scores from opening bank accounts, thereby eliminating the risk of fraud and identity theft.

96

4 years ago

A $25 credit card that connects to your bank account that can be used anywhere Visa and Mastercard are accepted. The card can be used anywhere in the world.

96

4 years ago

A startup that manages the billing cycle for restaurants and other service companies, with a goal of reducing the number of times customers have to reconcile with their bank account.

95

4 years ago

An API for funding startups from the world’s largest banks.

95

4 years ago

A platform to facilitate peer-to-peer lending, allowing people to lend money to each other and earn higher interest rates than banks

95

3 years ago 1 views

This digital bank account helps customers manage all their banking needs from one application.

95

2 years ago

A startup that makes a credit card for Indian customers that allows users to transfer money from a bank account to a mobile wallet.

95

5 years ago

This blockchain-based protocol enables the creation of new digital assets that can be traded on a peer-to-peer basis. It is designed to support the issuance of new assets and the transfer of value between existing assets, and can be used to provide financial access to unbanked individuals.

94

4 years ago

A business that wants to connect with the 1.2 billion people without bank accounts and offer them the ability to get an account and receive loans.

94

4 years ago

A money management app for the underbanked that allows them to perform all their regular banking tasks in one app.

93

4 years ago

A startup in the financial services space that helps banks get banking relationships from clients.

92

4 years ago

A company that helps companies pay contractors in India in cash, rather than via cheques or bank transfers

92

3 years ago

A digital bank account for all of a person’s financial needs, from remittances to loans to credit cards.

92

4 years ago

A payment processor for local Malaysian online sellers. It serves as a gateway between sellers and local banks, allowing sellers to deposit funds or make payments into their accounts.

91

4 years ago

A micro-financing company that uses a network of community banks to help people in developing countries get loans.

91

4 years ago

A tool for anyone who wants to get a loan from a bank

91

3 years ago

A startup that makes it easier for Hispanic families to open a savings account for their kids, particularly the latchkey kids who aren’t old enough to have a bank account at their school. The startup’s founder says that he wants to keep his children from having to share their smartphones to stay in touch with friends, and that his kids understand the importance of saving money in order to achieve their aspirations.

91

5 years ago

The other factor is the service-based nature of B2B companies. B2B companies typically spend on services, such as accounting or legal services. The most common B2B service businesses include accounting, banking, and legal services. B2B marketing startups are therefore more likely to be targeting B2

90

4 years ago

A text-based banking app that helps users make secure payments, like transferring money into a friend’s bank account.

90

4 years ago

This company helps finance companies with banking relationships automate their back office operations.

90

4 years ago

A way to send money to others via SMS and make it appear as a bank transfer.

90

3 years ago

A digital currency for underbanked Singaporeans. The startup builds a platform that enables individuals to join the mainstream financial system. Right now, it’s restricted to Singaporeans, and the founders are working on getting it to the wider Southeast Asian and Indian markets.

90

2 years ago 1 views

A startup that wants to revolutionize online banking. The startup is working to build a digital banking platform that’s faster, more secure and more efficient than its competitors.

90

4 years ago

A blockchain startup that wants to help banks determine if a person is a bad risk, based on credit history.

89

4 years ago

A startup that allows users to connect their credit cards and bank accounts to their phone, so they can pay through the app using their phone number.

89

4 years ago

Another Fintech company looking to bring a bank of tools, platforms, and services to the new generation of the unbanked.

89

3 years ago

A startup that wants to solve the problem of getting cash from your bank account to someone else’s bank account. It’s like Venmo, but for banks.

89

5 years ago

A B2B company that helps people share or receive money “without the hassle of going to the bank or running a credit card to wire money overseas”.

88

4 years ago

An investment bank for emerging markets. The startup wants to make it easier for businesses to access capital.

88

4 years ago

An AI-driven tool for helping banks detect fraud and other financial crimes, and for the public sector to visualize and understand their finances and data.

88

3 years ago

A startup that wants to bring insurance to the world’s unbanked and underinsured populations. The company is building an app that allows people to get a variety of insurance policies from a variety of different providers without having to deal with the paperwork and documentation required to get a traditional policy.

88

3 years ago

Helping how people pay their bills with a service that will connect all their existing payment methods for easy and instant payment processing, including credit cards, bank accounts, and more.

88

4 years ago

A financial app for students that helps colleges accept payments directly from a student’s bank account, instead of charging fees or taking checks.

87

4 years ago

A new electronic banking system for low-income consumers in Mexico.

87

4 years ago

A payments startup for small businesses in India, which wants to make it easier for SMBs to accept payments from major banks.

87

4 years ago

The California-based company, which previously had raised $16 million, is selling custom-designed power banks, which are basically portable chargers for smartphones, tablets, laptops, and other devices. The company is selling them through its website but is also looking to partner with retailers to sell them in their brick-and-mortar stores.

87

4 years ago

A company that helps people manage their money by combining data about your bank accounts, your credit cards, your portfolio, and your investments to provide insights into how you spend money.

87

4 years ago

A company that helps homebuyers compare mortgage rates across banks in Canada, the U.S., and the U.K.

87

4 years ago

A company that offers loan products to small businesses at a lower interest rate than banks

87

4 years ago 1 views

A startup that helps people in India establish a bank account. The service aims to be user-friendly for people who don’t have a bank account. The team also says that it’s working with the government to digitize all government records to make banking easier.

87

3 years ago

A new type of payment platform that helps SMBs, who don’t have the resources of big banks, to operate more efficiently with less friction.

87

3 years ago

An API for transferring money between bank accounts.

87

4 years ago

A tool that helps you find the best deals on credit cards, bank loans, and insurance, using your personal data to optimize your decision making.

86

4 years ago

This startup is building a banking app for small businesses. The app allows small companies to open bank accounts and use the tools of the bank directly.

86

3 years ago

A platform that helps businesses raise money in a more agile way. The company says their model is more efficient than the traditional VC route, because it only invests in companies that have funding in the bank, and doesn’t require the more expensive seed round.

86

2 years ago

The startup wants to create a “virtual branch” within a bank that focuses on servicing small and medium sized businesses.

86

2 years ago

A platform that tracks and analyzes your credit card transactions, allowing you to see where your money is going and use analytics to improve your spending habits. The company is hoping to partner with companies like retail services and banks.

86

5 years ago

A French startup that wants to bring a more accessible way to access financial services to the unbanked in developing countries. The startup is building a mobile app that connects to the bank account of the unbanked, and then allows them to make international transfers and even cash out to a local currency.

85

4 years ago

A B2B startup that wants to help banks and other financial services companies automate some of their workflows, so they can focus on products and services.

85

4 years ago

A platform that helps people with no access to banking services, get small business loans and savings accounts. They’re a nonprofit and are building a platform to help people build their own financial products and have it administered by a bank, thus making it more accessible.

85

4 years ago

A card for the visually impaired that is integrated into their bank card and ATM rewards, allowing them to save money and access other services.

85

4 years ago

The startup is working to build a service that will help banks allow their customers to pay bills using their mobile devices.

85

4 years ago

A company that helps get you a loan from a bank or credit union. The startup uses a crowdsourced approach to identify customers who are in need of a loan, and then gets them in touch with a lender.

85

4 years ago

A platform for student loans, with no upfront fees. They’re currently in talks with over 100 banks to make it available to their customers.

85

3 years ago

A mobile-first, peer-to-peer lending platform. They say they’re working with some of the top 10 US banks and are adding more every week.

85

3 years ago

A startup that will help banks and investors make better loans more quickly.

85

4 years ago

A startup that wants to help people clean up their bank accounts and credit card debt by helping them understand their credit report.

84

4 years ago

A company that allows users to manage their finances from a single interface, by securely storing all of their bank, credit card, and loan accounts.

84

4 years ago

A startup that provides business credit cards to companies without bank accounts in the US and Canada.

84

3 years ago

Send an email or text message to your bank account when you make a purchase, then it will alert you when it hits your budget.

84

3 years ago

A mobile payments startup that helps small businesses in India get paid by credit card and electronic check through the bank's mobile app.

84

2 years ago

A startup that is helping to create a “digital bank account” to help people manage their spending for the first time.

84

4 years ago 1 views

A startup that uses the blockchain to help the World Bank manage the crises in the developing world.

83

4 years ago

This San Francisco-based startup wants to create a simple platform for clients to open a bank account and get a loan. It’s a B2B business.

83

4 years ago

A business-to-business loan platform that aims to replace banks by offering smaller loans to businesses in countries where there aren’t enough banks. The startup has been in the works for over a year and has already signed up 5,000 businesses in India.

83

4 years ago

A tool for businesses looking to make international payments, publicizing that their business has a presence in a foreign country and helping them find a local bank account.

83

3 years ago

This startup is on a mission to make international payments easier by letting users send money across borders without setting up a bank account.

83

3 years ago

A platform that lets you access a variety of different financial services, like loans, banking, and insurance coverage. The startup wants to create a one-stop shop for financial services, and already has a customer base in the UK.

83

3 years ago

A way for people to manage their digital assets, like bank accounts and health records, from anywhere using a smartphone.

83

3 years ago

A startup creating a new way for people to track bank accounts, investments, and credit cards in one place, with a mobile app.

83

3 years ago

A fintech company that helps banks and credit unions build a “single-source finance sourcing solution”.

83

2 years ago

Hitting the $1 million to $2 million mark in funding over the course of 12 months is fairly rare for a startup. But it’s true in the world of payday loans. Money Mart has managed to do it for the past two years. They’re a next-generation bank that offers storefronts, mobile apps and online banking as well as traditional loans. They’re growing in Canada, the UK and the US.

83

2 years ago

A “low-cost” cord blood bank, currently active in the UK, that allows parents to save their newborn’s blood for use at some later point.

83

4 years ago

This company aims to create an ecosystem that enables people to earn money by connecting their social networks to their bank accounts.

82

4 years ago

A “mobile-first, paperless” way to handle banking

82

4 years ago

A peer-to-peer marketplace to help people find loans from each other. The company is looking to partner with local banks in India to help bring the startup to market.

82

4 years ago

A chatbot that allows bank tellers to handle customer issues with a simple chat interface.

82

4 years ago

This is a platform that allows users to make payments directly from their bank accounts. The startup brings a service that banks themselves don’t currently offer.

82

3 years ago

A startup to buy and sell mobile phones and accessories. The startup wants to provide a space for people to sell their old phones, keeping them out of the dumpster. The company says it is focused on helping the “unbanked” and the “underbanked”.

82

4 years ago

A small-business loan platform that provides funding for community banks.

81

4 years ago

A way for users to text their banking info to the bank so they can more easily configure their accounts.

81

4 years ago

A startup that wants to let start-ups get a “digital bank account” where they can handle donations, payments, and invoicing.

81

4 years ago

A Saudi Arabian startup that’s looking to help Saudi consumers make more financial decisions, but also wants to disrupt the way banks work in the kingdom.

81

4 years ago

A tool that connects banks and other service providers to their customers.

81

3 years ago

Like the Lending Club for car loans, AutoGrow’s business is to lend money to people who can’t get loans from banks or credit unions. It’s currently lending $1 million a month to people in the US.

81

3 years ago

An organization that helps finance professionals in developing markets establish upstart businesses using the same financing tools as larger companies in developed markets. The company’s clients have access to the same loans as big banks, but at a lower rate. The company is profitable and plans to expand to other developing markets.

81

3 years ago

A tool for helping SMBs in Latin America open bank accounts.

81

5 years ago

A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

80

4 years ago

A company that is building a tool that will help the banks eliminate the “bill of lading” (which is an important piece of paper in the way of trade), and make it easier to track shipments.

80

4 years ago

The startup is building a “tamper-proof” connection for contractors and home-owners to send money to each other without the need for a bank account.

80

4 years ago

A firm that manages the “unbanked” — those without traditional bank accounts.

80

3 years ago

A startup that helps farmers in Latin America find the best deals from local banks on loans, but also helps them avoid scams and fraud.

80

4 years ago

A consumer mobile banking mobile app for the developing world. It’s meant to bring mobile banking to consumers in places where banking infrastructure isn’t robust, and where there are often mobile networks that are poor quality or nonexistent.

79

4 years ago

A company that builds a personal and professional portable credit score for people who have an unsecured credit card (UCC) and don’t have the equipment to install a credit card reader. For the most unsecured credit card holders, commonly known as under-banked, the company will build a simple and secure online credit application.

79

4 years ago

A number of the ideas, including Piggybank and Fetch, have been rejected by Y Combinator.

79

4 years ago

A digital micro lender that aims to help small businesses and startups purchase inventory and other supplies, and set up loans for that inventory, using a combination of bank and non-bank lending.

79

4 years ago

A startup that enables banks to use a single system for their consumer and commercial lending.

79

3 years ago

A credit-scoring tool for small businesses or individuals, helping them get pre-approved for loans and loans from banks.

79

3 years ago

A startup that helps small businesses in Latin America integrate their credit cards, bank accounts, and bank transfers into a single mobile app. The company’s goal is to bring the power of tech to small businesses in Latin America.

79

3 years ago

This startup is building a service to help people who run a small business to get paid quickly. They charge a small fee to help small businesses get paid faster by letting them pay invoices through their own bank account.

79

3 years ago

A startup that helps people manage their expenses across multiple accounts, like banking, credit cards, etc.

79

4 years ago

A platform for the “unbanked” in developing economies, this startup is building software to allow people to get loans and make payments without using traditional banks.

78

4 years ago

A startup that wants to connect freelance workers with jobs through an AI-powered marketplace. The startup is currently working with Capital One to help the bank recruit independent workers.

78

4 years ago

A “middleman” for moving foreign currency between banks, the startup will offer a service that automatically transfers a customer’s funds from a U.S. bank account to a foreign bank account.

78

4 years ago

The company’s client list includes brands such as BBDO, Union Bank, Accenture, and Yahoo, and its primary product is a service that helps webpages load faster.

78

4 years ago

A student loan refinancing startup looking to help people consolidate their student loans by consolidating into a single loan from their bank

78

4 years ago

A micro-banking startup focused on helping the unbanked in low-income, remote areas of rural Kenya.

78

4 years ago

An SMS-based platform for sending and receiving money, with a focus on small transactions and users in emerging markets. Their idea is to allow people to transact across the street or across the country without going through a bank and without needing a bank account.

78

3 years ago

A platform that helps people in the Indian state of Uttar Pradesh get loans from banks and other financial institutions.

78

4 years ago

It’s a basic accounting app for small businesses, geared towards non-accountants. It allows users to connect their bank accounts and get a basic accounting system for their company.

77

4 years ago

A company that helps businesses open bank accounts in an easy, simple way.

77

4 years ago

A company working on a software platform to help banks create a single online banking interface.

77

4 years ago

A company that uses machine learning to discover and prevent fraudulent users from taking advantage of traditional banking systems.

77

2 years ago

This startup wants to help banks unify the way they communicate with their customers by using big data and AI to personalize interactions and ensure they are meeting customers’ needs.

77

4 years ago

This is a mobile-first banking app for Latin America that wants to help customers manage their credit cards and manage their finances by aggregating and integrating all of a person’s financial data.

76

4 years ago

A new kind of bitcoin exchange, where people can buy and sell bitcoin, litecoin, and ether with a bank account.

76

3 years ago

The team launched a new version of their app that enables users to get credit cards with no need of a bank account.

76

3 years ago

A data analytics tool for banks. The startup, called River, wants to help financial institutions by offering a way to identify a customer’s behavior based on their credit and debit card purchases. It also provides a visual dashboard that lets a business see how well their customers are performing.

76

2 years ago

A startup that helps home-buyers find and finance the right home loans using a combination of data from bank mortgages and credit score information about the buyer.

76

2 years ago

A company that builds services on top of the banking APIs of major banks.

76

4 years ago

The startup wants to make it easier for small businesses to receive financing. It’s a mobile lending platform, using the same algorithms as big banks, but with lower interest rates and higher standards for creditworthiness.

75

4 years ago

This startup is building a platform to help renters manage their finances and manage their utilities. The company’s founders say they want to build a tool that’s cheaper and faster than a traditional bank account and are seeking seed funding.

75

4 years ago

A platform that helps financial institutions, including banks and credit unions, provide services like checking accounts and loans. These services are typically offered by financial advisors and brokers.

75

4 years ago

A YC company that’s building a platform that helps small businesses get a loan from their bank. They’re also building a tool to help banks make loan decisions.

75

4 years ago

A digital-only bank for small businesses in the U.S., which provides small business loans and a personal banking account.

75

3 years ago

A platform that helps you keep your money in your bank account and track your spending, letting you know how much you’re spending each week, what you’re spending it on, and when you’ve spent too much.

75

2 years ago

A startup that lets users send money back and forth between iOS and Android without a bank account.

75

4 years ago

This startup is developing a digital bank that will allow consumers to send money between countries with zero fees. The company is building the product for the Nigerian market.

74

4 years ago

A tool for sending payments from a person’s bank account to a merchant’s bank account instantly.

74

4 years ago

A digital agency that builds apps for banks and insurance brokers

74

4 years ago

A platform that allows you to manage your finances in one place, a place where you can link to your bank account, credit cards, and more.

74

4 years ago

A three-year-old startup that makes mobile apps for banks to make them more secure

74

3 years ago

A payments startup that helps users receive payments from other users via credit or debit cards without sharing banking information.

74

4 years ago

A company that provides a platform for banks to help them better manage their relationships with their customers.

73

4 years ago

A personal finance app for millennials. The company wants to be a “bank for millennials”, providing a no-fee checking account and a way to invest in stocks and bonds.

73

4 years ago

An API for the financial sector to allow bank customers to automate banking, track transactions, and have their data centralized

73

4 years ago

A company that helps people move their money between banks, keeping fees down and keeping transactions organized.

73

4 years ago

A startup that helps people who don’t have a bank account or debit card set up one.

73

4 years ago

A company that helps banks protect their data and helps them maximize their data-driven insights, technology and services.

73

4 years ago

The startup is building an online platform that allows users to send and receive money in the US and China without having to go through a bank. Users can also set up a virtual wallet for storing and spending in different currencies.

73

4 years ago

This is a startup focusing on machine learning for the financial services industry. Its platform helps banks build predictions about how customers will act, and help inform decisions.

73

4 years ago

This startup is exploring a new way to send money to friends and family. Instead of using traditional bank transfer, they’re using a virtual currency they call Ven. It’s made of a built-in electronic payment system that’s easy to use, and they say they can send Ven without fees.

73

3 years ago

A way to send money to friends and family in India, via a bank account, without official documentation.

73

3 years ago

A digital banking startup for the developing world.

73

3 years ago

This company wants to help people handle their credit cards, bills, and other recurring payments without going to the bank.

73

4 years ago

A startup that offers workers the ability to work remotely, get paid via their employer, get paid via an app, get paid via direct deposit, get paid via Venmo, get paid via PayPal, get paid via Square, get paid via an Amazon gift card, get paid via cryptocurrency, or get paid via a bank account.

72

4 years ago

A tool for managing your bank accounts and credit cards, using the app and a connected terminal to track spending and payments.

72

4 years ago

A credit card processor that works with large banks to offer startups and small businesses an alternative to credit cards.

72

2 years ago

CFO is a company that uses artificial intelligence (AI) to help banks make more accurate financial forecasts. The company wants to help banks make more accurate forecasts by using AI to predict demand based on spending habits.

72

4 years ago

A startup that’s working to solve a problem in the credit card industry is using a partnership with PNC Bank to bring a check deposit service to 100,000 customers.

71

4 years ago

A startup that helps credit unions develop an online banking platform.

71

4 years ago

A credit card that rewards customers for paying down their balance. A consumer can get the card from a bank and pay off the balance each month, then increase the credit limit in increments. The startup then takes a percentage of that credit and invests it in the customer’s portfolio.

71

4 years ago

A company that makes it easy to pay bills by linking with credit cards, bank accounts, and insurance.

71

4 years ago

A startup that lets you scan and manage your credit card and bank information online, so you don’t have to carry around all that information with you. It connects to your bank and credit card accounts, letting you check your balance and make purchases. It also lets you request a new card, stop payment on a card, check your account balances and track purchases. The service has been running for about four months and has already processed more than $700,000 in transactions.

71

4 years ago

This software startup is building a toolkit for banks to allow them to manage their cash flow more efficiently.

71

3 years ago

A startup that helps banks and other lenders get people to save more money by helping them make small deposits on a monthly basis.

71

2 years ago

A small business loans company that helps businesses get loans from banks and credit unions. They’re profitable by using data and automation to make loans more efficient.

71

4 years ago

A nonprofit that has built a model for giving low-income communities in the US access to loans from local banks

70

4 years ago

A platform to help travelers get money wired to their bank accounts when they arrive at their destination.

70

4 years ago

A cloud-based marketplace for small business loans, where customers can shop around quotes from a variety of banks and lenders, and settle their loans in 30 minutes.

70

4 years ago

In this business, the CEO says, “we are working with a small group of partners and we are finding that it is almost impossible to get a loan from a bank.” The startup uses its own software to help companies quickly verify their ability to repay a loan.

70

4 years ago

A startup that lets people transfer money between their bank accounts and a friend’s account. It’s similar to TransferWise and other peer-to-peer cash exchanges.

70

4 years ago

An API platform meant to help people build their own personal “banking” and “insurance” platform. They’re already working with a number of major companies.

70

3 years ago

A small B2B company that wants to help banks use the same data to improve their core business and make better lending decisions.

70

4 years ago

A way to make it easy for people to send money from their bank account to their friends and family across the world. The startup is only in the US currently, but aims to expand internationally.

69

4 years ago

A global fintech company that provides a way for emerging markets to get loans from traditional banks. The startup has pulled in big names including Bill Clinton, who has joined its advisory board.

69

4 years ago

A security company that works with banks and retailers to protect them from fraud.

69

3 years ago

Lending platform for micro-lending for people in areas of the world where banks don’t work. Empowering people with capital where it is needed most. The company wants to lend $1 billion in the first year.

69

3 years ago

A “banking app for the black community”. The company is working with the FDIC to create a black business bank account.

69

3 years ago

This is a cross-border digital bank with a focus on Latin America.

69

2 years ago

A start-up that wants to help people in India or other third-world countries get a bank account and credit card. Instead of a bank account, they want to offer a virtual one.

69

4 years ago

A web-based platform that lets you track your net worth, manage bank accounts, and borrow money from the bank

68

4 years ago

This startup is building a real-time platform for banks to coordinate lending and investment by investors.

68

4 years ago

A company that claims to be the only one that provides individualized bankers to help with student loans.

68

4 years ago

Probably the most ambitious idea in the batch of startups, Memobank is building a “global, distributed and anonymous” database for companies to do transactions and transactions between companies.

68

4 years ago

A solution for banks to help them manage the risk of their high-volume lending.

68

4 years ago

A startup that tracks the loan rate and payment timing of people borrowing money from banks. The startup is looking to allow banks to offer flexible payment plans in order to keep customers happy and build a better relationship with them.

68

3 years ago

A digital platform to help with bank-to-bank money transfers.

68

3 years ago

Building a system to help the underbanked get basic financial services

68

2 years ago

Targetted against India’s $200 billion non-banking finance (NBFC) market, BorrowBox is building a platform for people to borrow money from other people in their social network.

68

2 years ago

An AI-powered fraud detection system, meant to help banks guard against identity theft and the theft of money by crooks. They have a few contracts and are looking for funding.

68

4 years ago

Making payments easier for the unbanked, this startup says it is building a crypto-enabled, off-the-grid payment system that will let users send and receive money to their phones.

67

4 years ago

A platform that helps small businesses manage their bank accounts. The company is based in New York, but serves companies in other states and countries around the world.

67

4 years ago

A startup that wants to help banks process payments without relying on expensive and poorly-functioning legacy systems.

67

4 years ago

The company wants to make it possible to have a single window in which you can track all of your credit cards, bank accounts, and loans.

67

4 years ago

The startup allows users to take a picture of a receipt, upload it to their account, and instantly receive a credit or cash back from the brand. The startup is using AI and image recognition to verify the authenticity of the receipt, and can also automatically link the payment to your bank account.

67

4 years ago

A company that helps people find the right credit union by asking them questions via text, with the goal of helping under-banked people save money.

67

4 years ago 1 views

The startup has brought real-time banking to the Philippines. It allows users to set up a fixed amount of money to spend per day, and then debits that account whenever it has enough in reserve.

67

3 years ago

A startup that wants to make it easier for developers to build fintech apps on their own. Its API connects apps with banks, so developers can build financial tech apps without having to recruit banks or work with their own teams.

67

3 years ago

People are frustrated by the fact that they have to manage multiple credit cards, bank accounts, and current accounts, so Connect is offering a new way to connect all your accounts with one mobile app so you can do one thing with them instead of dozens.

67

3 years ago 1 views

This mobile banking startup is launching a new mobile app that removes the need to carry around large amounts of cash, allowing users to simply store their cash and cards in their phones, which also act as wallets.

67

3 years ago

A company that provides credit data to banks and financial institutions. The company is part of an institutional group called “Funding Circle”

67

3 years ago

This startup is building a platform for businesses to accept payment from customers via SMS, eliminating the need for bank accounts for small businesses.

67

3 years ago 1 views

A mobile-first accounting app that pairs with the startup’s cloud accounting platform and allows users to manage their accounts and taxes. The startup is looking to create a “modern banking experience” for the average consumer.

67

3 years ago

This startup is developing a way to let your phone charge up a USB-powered battery pack. The startup is looking to replace the bulky and expensive power bank with a $25 battery pack that can be plugged into your phone to charge up.

67

2 years ago

A startup that wants to help people open and manage multiple bank accounts from the same device. The business is focused on the unbanked and offers services in the US and India and has seen $500,000 in revenue since it launched at YC Summer.

67

4 years ago

A platform that helps banks manage their relationships with customers, allowing them to create lightweight versions of their own customer relationship management software to increase number of customers they can serve at once.

66

4 years ago

This startup is building an app that allows “unbanked” consumers to borrow money from people in their network of friends and acquaintances.

66

4 years ago

A tool that helps people open bank accounts in other countries, including Canada, Australia, and Singapore.

66

4 years ago

A payment app for the UK that lets customers pay their pre-approved utility bills without a bank account.

66

4 years ago

A credit card that pays you back with a percentage of the fees you pay when using the card. The startup is building a credit card for the unbanked in the US.

66

4 years ago

A prepaid debit card that also acts as a bank account, so you can buy things without needing a credit card.

66

3 years ago

Teller has created a system to make financial transactions much easier for individuals that have low or no credit and limited access to bank accounts. The company is currently in talks with large banks to embed its system in their ATMs.

66

3 years ago

A company that helps banks and other tech companies do business with other companies.

66

3 years ago

A company that "helps you understand your investments by using your own data and not just the data of expensive investment banks."

66

3 years ago

A “mobile-first, web-like experience” for banks, with a dashboard for customers to view their accounts and money transfers.

66

3 years ago

A financial services company that helps banks and lenders keep track of their customer’s credit score and credit card information, so they can make decisions about whether to give a loan or simply do a credit check.

66

3 years ago

A company that wants to help banks and credit unions manage their client data, and make it available to other businesses.

66

4 years ago

Another concept that aims to be a part of the massive global demand for mobile payments. The app works with existing mobile phones and the user’s bank account and then processes the transaction in the background.

65

4 years ago

This startup is building an app that lets you take an image of a receipt, then automatically saves it as a PDF so it’s linked to your bank account.

65

3 years ago

A software company that helps institutions like banks, retirement funds or 401(k) plans manage and track their investments, as well as settle trades. Think of it as Uber for your financial life.

65

3 years ago

A digital bank account app for Brazil.

65

4 years ago

A startup that has built an app for companies to manage remote workers. It works as a virtual call center. The client can choose to pay the workers via a direct deposit or via their bank account. The startup says that their product is like a landline, meaning that a worker can use it even if their employer doesn’t pay for the service.

64

4 years ago

A payments gateway for banks and credit unions.

64

4 years ago

A company that helps people find vendors, banks, and other companies that can help with a specific request.

64

3 years ago

A company that creates a way to track the movement of money and assets across different banks.

64

3 years ago

A banking and financial app for millennials.

64

3 years ago

A platform for helping the world’s unbanked and underbanked via mobile banking.

64

3 years ago

A tool that helps people in the US and UK set up a direct debit from their bank accounts, and pay their bills from anywhere in the world.

64

3 years ago

A company that helps “sophisticated” investors, like hedge funds and investment banks, find the best opportunities for investment funds. The startup is one of many that want to create an app that helps investors filter through the abundance of data in the market.

64

3 years ago

A tool for writing and compiling reports for banks, insurers and asset managers.

64

3 years ago

A digital banking service that allows customers to access their accounts with a text message

64

4 years ago

A platform for microfinance banks to quickly pull information from the field to monitor clients.

63

4 years ago

A solution to the issue of users who want to send money to people in developing countries, but don’t have access to phones or bank accounts. With PayM, you can send money to a mobile phone number in another country, with no fees or transaction fees.

63

4 years ago

A startup that is building a platform that lets people set up recurring payments on their credit card and prepaid cards. They are also building a platform to help banks interact with their customers.

63

3 years ago

A banking app with a built-in social currency

63

3 years ago

A startup that makes it easy to send money abroad to friends and family. The startup is looking to partner with banks, credit card companies and other financial institutions to help small businesses and families send money abroad.

63

3 years ago

A smarter way to use the power of your smartphone to manage your money. The startup wants to make financial management easy, offering a service that allows you to view your bank account, transfer money, and make purchases all from your phone.

63

4 years ago

Micro-loans for the unbanked, with a minimum term of 9 months, a maximum term of 20 years, and a minimum interest rate of 2%. The goal is to offer a lifeline for the unbanked, who often have a hard time obtaining a traditional bank account.

62

4 years ago

A tool for crowdfunding on the blockchain, where the funds are held in a wallet, instead of a bank or payment processor, and can be transferred to multiple investors.

62

4 years ago

A software platform for banks that allows them to offer recurring money management services.

62

4 years ago

This startup is building a platform to bring better, more efficient financial services to the world’s unbanked. They’re currently in talks with a major bank to launch their service in the fall.

62

3 years ago

A credit scoring startup that uses data from credit card and bank purchases to provide a customer’s credit score.

62

3 years ago

an online tool that lets you keep track of your credit card, debit card, and bank account charges (and where they go, who they go to)

62

3 years ago

A platform that lets you pay bills without a bank account, and without incurring large fees.

62

3 years ago

The company wants to build robust biometric tools for use in retail and banking. It’s building technology to identify and authenticate people on mobile phones and tablets.

62

3 years ago

A startup that wants to build a new kind of database to keep track of financial information, allowing users to bring in their bank statements electronically, and also create reports that can be exported to CSV or PDF formats.

62

3 years ago

A platform for small business loans in Nigeria. The startup wants to offer loans within 24-hours in Lagos, Nigeria, by connecting underbanked micro and small businesses to banks.

62

3 years ago

A way to bring together all of your online applications in one place, including emails, contacts, calendars, bank accounts, and more.

62

3 years ago

A startup that wants to help banks deal with "intermediary" services, like payroll and benefits.

61

3 years ago

A “fintech” company that aims to help banks and their customers get a better understanding of their credit risks, and a better picture of the risk they’re taking on.

61

3 years ago 1 views

A “banking-as-a-service” startup that’s going to be the “Paypal of banking”. It’s not clear how the startup plans to make money.

61

3 years ago

Kaitlyn D'Arcy: "Nubank's Head of Marketing Is a Millennial, Who Lives in a Commuter Town, And Has an App to Get Her to Work". "Inc." July 2017. Accessed May 28, 2018.

61

3 years ago

A company that provides international payment services to customers that want to make payments without the hassle of setting up bank accounts.

61

3 years ago 1 views

A platform that helps small service providers with everything from practice management to payroll, invoicing, and banking services.

61

3 years ago

A startup that helps banks set up their own private equity platform, allowing them to invest in startups rather than conduct due diligence on them.

61

4 years ago

A mobile, mobile-first bank designed to handle all of a customer's financial needs from a single app.

60

4 years ago

A system for sending digital payments to someone else’s bank account, but still being able to track it in real time.

60

4 years ago

A startup that wants to become the LinkedIn for freelancers. The company has already managed to find 4,000+ people to join the site and has a $1 million dollar seed round in their bank account.

60

4 years ago

A “mobile app of the future”. The startup is building a platform that syncs with a person’s phone and card transactions, allowing them to make purchases and see their transactions on a cohesive dashboard. The company is looking to integrate with banks, credit card companies, and retailers.

60

3 years ago

A micro-loan platform for those in the US who don’t qualify for traditional bank loans, who often have trouble getting loans from the bank.

60

3 years ago

A platform for enterprise software developers to build apps for the finance industry. The company is building a suite of tools for distributed companies, like banks and credit card companies, to build enterprise software with.

60

3 years ago

A startup that allows employees to manage their income, expense and banking information. Small business owners that pay their employees in cash have to manage a number of paper documents to keep track of those payments. Hatipol, which was founded earlier this year, is building a system to do this more efficiently.

60

3 years ago

Thinking about buying a house Want to know what it’s worth Leave your car on the street overnight Want to know what you’re getting into with a loan The startup has tied up with a few banks to provide information on loan costs and interest, and is working to expand across all banks.

60

3 years ago 1 views

A startup that is helping banks build digital banking services for non-English speaking customers.

60

3 years ago

A mobile app that allows users to import and track the use of their credit cards across a variety of other apps. The startup will enter a partnership with the Bank of America this year.

60

3 years ago

A “mobile-first” platform that allows users to receive and send money from their bank account via a digital wallet.

60

3 years ago

A mobile payments and banking app for small businesses in the US that combines loyalty and rewards with banking. It’s like a consolidation of a couple of other payment and banking apps — Venmo, PayPal, and Square — into one. It’s already built out and gaining traction in the US.

60

3 years ago

A startup aiming to make it easy to identify and reach people who are so-called “unbanked”, who don’t have bank accounts. The startup says that they have over 6 million unbanked people in the US alone.

60

2 years ago

A banking app for the underbanked in India. It’s like a money transfer app plus a savings account.

60

4 years ago 1 views

An agreement among the world’s largest banks to offer payments to businesses in developing countries via SMS.

59

4 years ago

This startup wants to replace the fees charged by traditional banks by building a platform that allows people to store money in a secure, open, and transparent manner

59

4 years ago

A tool for businesses to plan and manage their expenses and make them more accurate. It pulls in data from other services like Salesforce, Google Docs and more, so you can plan an expense with a spreadsheet and see it instantly reflected in your online banking.

59

4 years ago

A centralized platform for verifying corporate credit cards that eliminates the need to go through banks. A company can use the platform to verify its own cards.

59

3 years ago

A data visualization platform that aims to provide the most accurate and complete reports for credit risk. The idea is to provide a dashboard for banks to track risk, allowing them to make better lending decisions and cut down on bad loans.

59

3 years ago

A system that helps banks and credit unions move money to individual accounts.

59

3 years ago

A blockchain-based messaging app that’s built on a system that allows users to send money to each other without a bank account.

59

3 years ago

A tool to help users manage their money. It has a mobile banking app, but there are also plans to release a credit card.

59

3 years ago

This startup is building a tool to help people determine which loans they could get and where they’re available. The company counts Bank of America, Wells Fargo, HSBC, Capital One, and Citibank among its customers.

59

3 years ago

A startup that helps banks offer more types of student loans. Currently, colleges only offer one type of loan and banks have to partner with a third-party company to offer a student loan. The startup’s goal is to allow banks to offer their own student loan service, or to partner with third-party companies to offer their own version of a student loan.

59

3 years ago

A blockchain startup whose sole focus is on the underbanked and unbanked in Peru. The startup wants to help families build savings accounts and get connected to financial services.

59

3 years ago

A startup that’s built an online marketplace for escrow services, an industry that’s been abandoned by banks.

59

4 years ago

A company that wants to make a bank card that can be used across the world

58

4 years ago

Most of the world’s money is stored in centralized banks, but these institutions are often unreliable. This startup wants to build a decentralized banking system that is as robust as the banks themselves.

58

3 years ago

An online service where you can store your credit cards, bank accounts, and other important documents in the cloud.

58

3 years ago

This is one of the first of the non-bank digital payments startups to be funded by the super-investors of Silicon Valley — Peter Thiel. The company is building a payments platform for financial institutions, where they can send money overseas and allow their customers to pay using cryptocurrency.

58

3 years ago

A tool that lets people donate money to their favorite causes through their mobile phone and be credited it to their bank account with a monthly auto-refund.

58

3 years ago

The founders of this B2B fintech startup aim to improve the way banks and other financial institutions provide financial planning advice. They aim to do this by connecting banks with the people who know best how to invest, how much to save, and how to invest.

58

3 years ago

A financial services firm that helps business owners manage their finances. The firm’s founder, 19-year-old Christopher Cagney, says he came up with the idea after he saw a “bunch of people who had been ripped off” by their banks.

58

3 years ago

A startup that works with banks to remove the need for a paperless checkout.

58

3 years ago

A startup building a set of tools for the legal marijuana industry in the US. The startup aims to automate the process of banking and financing marijuana, while also making it easier for legal marijuana businesses to pay their monthly bills.

58

3 years ago

A startup that provides cheaper loans for the millions of people in the US who don’t have bank accounts. It’s financial services for the unbanked.

58

2 years ago

A payments startup that uses machine learning and predictive analytics to help banks identify customers at risk of fraud.

58

2 years ago

Builds a bank of video-based testimonials for businesses and consumers. Users submit videos of their product usage and the startup uses AI to curate videos and create a library of these videos for use in marketing and other communications.

58

3 years ago

A startup that’s building an AI system to help banks predict customer behavior. The startup has signed up over 50 banks as customers.

57

3 years ago 1 views

A company that helps brokerages and banks connect their technology with the Amazon Alexa

57

3 years ago

A B2B platform for banks to provide financial advice to small business owners. The company is working with a number of large banks and is on track to launch in the U.S. in 2019.

57

3 years ago

A “Social Wallet” that works like Venmo combined with an online bank account. With so many online banking options available, why would a startup want to create a “Social Wallet” Because it’s easy to use and they can get a lot of money from small companies.

57

3 years ago

Tapping into a market of over 60 million people in India, which has no bank accounts. The startup wants to automate the process of opening a bank account so people don’t have to waste time or money on the process.

57

3 years ago

A startup that connects you to your bank account and credit card from your mobile phone.

57

3 years ago

A company that helps banks manage their lending, which they believe can save banks $7 billion while also trying to move away from the traditional bank gatekeeper role.

57

2 years ago

A machine learning platform for the finance industry to predict suspicious transactions. The company claims to help banks cut down on fraud, but its pitch is a bit more vague. It aims to make machine learning data available to other startups to use to build a similar service.

57

3 years ago

Created to “solve” the problem of the $1,000 fees that banks charge to cash checks. The company says it’s saving its users $1,000/month by providing them with real-time access to their funds — and saving them the hassle of having to visit a bank branch.

56

3 years ago

A startup that helps banks and other financial institutions manage their finances by doing things like putting together a financial plan, tracking financial goals, paying bills and more.

56

3 years ago

Robotic Process Automation (RPA) is a technology that has been around for a while. RPA is software that runs the work of a specific job, like a bank teller or a stock trader, instead of a person. The goal is to free up people to do other tasks while allowing businesses to free up IT resources.

56

2 years ago

A company that makes text analysis tools for banks, helping banks find fraud and improve customer service.

56

2 years ago

To help small businesses grow, this startup is developing a mobile app that allows them to get paid in local currency from their customers' bank accounts.

56

4 years ago

A company that helps bank customers transfer money to friends and family in Mexico, paying them in pesos at about a 1% fee, as opposed to the 3% fee for a traditional money transfer.

55

3 years ago

The startup is building a platform for employees to manage their stock and inventory holdings in a way that’s “like using a Mint/Bank of America app” but better. The app also offers features like stock split notifications, and a marketplace for buying and selling shares.

55

3 years ago

A B2B company that helps large companies manage the purchase of their own IT infrastructure. The company’s customers include Marriott, Bank of America, and General Electric.

55

2 years ago 1 views

A software startup that connects banks to their customers in order to make banking simpler and more secure.

55

4 years ago

A compliance platform for small business loans, developed by a former Goldman Sachs banker.

54

3 years ago

SaaS company that aims to use the “art of phoning” to help banks manage customer interactions.

54

3 years ago

A startup working to make mobile payments in Kenya more secure and more ubiquitous. The startup uses a “banking-style mobile app” to make payments.

54

3 years ago

A platform to help small businesses get loans from banks, which has gotten real traction in the UK.

54

3 years ago

Fintech startup that wants to create a simpler and more secure digital banking experience for consumers by offering free checking accounts.

54

2 years ago

A cloud-based credit card processing service for small businesses. The company has partnerships with 17 banks and has processed over $1 million on the platform.

54

4 years ago

A banking and finance software solution for small and medium businesses, including SaaS for collaboration, and a “single place for business processes”.

53

4 years ago

This startup is building an online tool for lenders to help them evaluate borrowers. The startup is already working with 15 lending partners, including Capital One and Citizens Bank.

53

3 years ago

A Bitcoin-based micro-loan startup, which aims to change the way the global $300 billion micro-lending market works by focusing on unbankable borrowers.

53

3 years ago

A way to send money to people who don’t have bank accounts, or have a different bank account than you. Users can buy prepaid cards, which they then load money to.

53

3 years ago

The company is building a digital platform for credit risk assessment, which it says is significantly underutilized by banks.

53

3 years ago

A micro-investing platform for the underbanked. Currently in closed beta.

53

3 years ago

A startup that helps startups grow by giving them access to the biggest potential customer base in the world - the US government. The company's proprietary Fintech platform provides access to the US government's banking, insurance and finance systems.

53

3 years ago

A tool that helps people keep track of their personal finances. It’s a mobile app that syncs with a bank’s website, so you can see your balances and read transactions on your phone.

53

3 years ago

A startup that delivers a savings plan to customers of a bank. It claims to be saving customers on average $100 per year.

53

3 years ago

This startup wants to bring the same transparency that’s made credit scores a consumer product to the finance industry. Instead of having to go to your bank every time you want to see how your credit is doing, you can keep track online. The company is privately held.

53

3 years ago

A startup that is building software for banks to allow them to better serve customers by splitting up account management into different categories.

53

3 years ago

A company that lets you pay your bills in bulk over the phone, directly from your bank account.

53

2 years ago

A financial services platform that connects small businesses with traditional banks and alternative finance providers.

53

4 years ago

The idea is to buy your groceries in bulk and then donate them to food banks or charities. The startup is also trying to build a business model around it; they’ve partnered with a company that buys excess rice, rice pilaf and canned goods, and then sells them to members at a discount.

52

3 years ago

A messaging app that lets you send money to friends and family, even if they don’t have a bank account. Pudding lets you send US dollars to people using your phone number, and it’s available in Argentina, Brazil, Chile, Colombia, Costa Rica, Mexico, Peru, and Uruguay.

52

3 years ago

A Y Combinator alum, now looking for a bank and a partner to launch in the US.

52

3 years ago

A startup that helps companies in emerging markets connect to the Internet. It is helping get devices connected to the Web at a faster rate, with plans to work with banks and telecoms.

52

3 years ago

A banking platform that connects with multiple systems.

52

2 years ago

The startup is building a platform that helps people manage their household chores like laundry, banking, and shopping. It is also building a lead generation platform for the service, which it says will help provide more personal assistants for customers.

52

2 years ago

The startup aims to make it easier to hire, train and manage workers in the US and Canada. It’s working with banks to use their data to support its recruiting platform.

52

3 years ago

A new way to take advantage of machine learning and AI to help bankers use data to make more informed decisions, including whether to approve a loan or not. The startup’s free product is aimed at helping banks manage relationships with their customers.

51

3 years ago

A startup that’s looking to build a new type of digital currency that’s backed by an asset instead of by a bank or government.

51

3 years ago

Ploom wants to be the answer to the “unbanked”. A cannabis product, available in pre-rolled joints and cartridges, cartridges can also be used to charge mobile devices.

51

2 years ago

A way to receive money from friends and family across the country using a phone call. The founders say it’s a bit like Venmo but with US banks available for people to transfer funds to.

51

2 years ago

A startup that creates a way for people to buy and sell goods and services without payment processors and banks.

51

2 years ago

This startup wants to make it easier for people to get paid. They have an app that helps employers manage salary information, and they’re in the process of launching a new app that will help people manage their bank accounts.

51

3 years ago

A provider of data analysis and reporting for banks, wealth managers, and other financial services organizations.

50

3 years ago

A student loan refinancing platform from Y Combinator alum Brick Road, launched in August with $10 million in venture funding. Brick Road talks about helping borrowers get lower rates than the ones offered by banks, and promising a “low-cost, low-equity” funding source.

50

3 years ago

A new way to pay the bills with digital currencies, not tied to a bank or credit card. The company’s digital wallet currently has over 1,000 users and is available in Germany.

50

3 years ago

This startup is building a mobile wallet for the unbanked. The company is focusing on the 1 billion people in the world who are unbanked and using cash for transactions.

50

3 years ago

This startup is building a “cross-border crypto bank” in which private banking is all done in crypto, but the banking infrastructure is still provided by traditional banks.

50

3 years ago

A software platform that brings a centralized dashboard for all your banking information, including all accounts and transactions.

50

3 years ago

This company creates software for banks to help them better serve customers with secure, cloud-based solutions.

50

3 years ago

A startup that brings Asian payments to the US. The company partners with American banks and takes a cut of the transactions for credit cards and other payments.

50

3 years ago

The startup’s app is designed to help people with sensitive information, like medical records or banking information, share it with trusted family members.

50

2 years ago

A startup that’s building a sophisticated AI to help banks identify fraudulent transactions and prevent bad actors from latching on to bank accounts.

50

2 years ago

A startup that helps you track your finances by aggregating your bank and credit card data and then letting you see where you’re spending.

50

2 years ago

Doing credit reporting for banks and other lenders.

50

5 years ago

A startup that allows you to transfer funds from a card (like a credit card or bank card) to a bank account using an API (application programming interface) instead of a physical card

49

4 years ago

A startup that’s building a way to manage a business’s money without having to worry about banking. The company wants to help businesses manage their cash flow and overall financial health. It’s currently available in the UK, Canada, and the US.

49

3 years ago

A startup that helps those who are unable to access their paychecks or bank accounts in the US send remittances.

49

3 years ago

A company that helps banks, loans, and credit unions automate their lending policies, typically for a lower cost than current analog solutions.

49

3 years ago

A startup called Finser is building a type of bank account that lets you make payments between accounts of different banks.

49

3 years ago

A way to purchase and sell international bonds without going through a bank

49

3 years ago

A SaaS platform that allows small businesses to manage their finances online. HelpMyBusiness is a platform that helps businesses manage their business accounts and access to basic banking services. The company is a digital bank for small businesses, and hopes to become the “Amazon of banking for the SMB”.

49

3 years ago

A company that allows users to securely access their bank accounts from their phones, while also allowing users to pay bills and make transfers using their phones.

49

2 years ago

A startup that wants to provide internet connections to remote villages. It’s not the first company to try to fill this niche, but it’s the first to work with local banks and NGOs to scale its operations. It’s currently planning to launch in Kenya in August 2020.

49

3 years ago

A digital banking platform for retail and small business. The B2B company is working with retail banks to develop a digital banking platform.

48

3 years ago

A bank for the underbanked, targeting those who don’t have bank accounts, who typically live in rural areas, and are just too poor to be able to afford a bank.

48

3 years ago

This startup is building the next generation of a bankroll.

48

3 years ago

A startup working on a software platform that allows people to open a checking account online, no matter where they live. The startup is working with over 50 banks and credit unions.

48

3 years ago

Providing a new market for people who want to refinance their debts but can’t get bank loans. The company is able to diversify and refinance the loans of people with bad credit, helping them out at a significant rate.

48

3 years ago

A set of services for companies and individuals to “easily and securely” import their financial data from different sources, such as banks, credit card companies and other financial institutions, into a single account.

47

3 years ago

With the goal of building a “better experience”, ZagBank is creating a digital bank for underbanked Americans, with a focus on helping them save money. They’re also applying for a fintech charter in the state of New Jersey.

47

3 years ago

This is a startup that wants to do more than just send super-cheap tokens to your bank account, it wants to make sure that you don’t miss any of your credit card payments.

47

3 years ago

A startup that helps banks manage the back office for their customers and then generate revenue from the data generated.

47

3 years ago

This startup wants to make the flow of money from mobile devices easier. They use a private exchange that keeps the sender’s bank account info private.

47

3 years ago

A startup that sends live alerts to your phone, sending you push notifications when something happens with your account and letting you know if bank transfers are going through.

47

2 years ago

A startup that helps users create and share their ideas on how to improve their bank. It’s like a wiki for bank customers, but with more information and less community. It’s currently in private beta.

47

2 years ago

A startup that brings the same functionality as a credit card to the bank account of any small business. It’s a way for small businesses to turn their capital into say, a $20,000 deposit into their business account.

47

3 years ago

A payments-focused startup that’s working on a way to make payments more affordable for underbanked customers, including those in the US, Philippines, and Brazil. It’s working with existing banks and partnered with technology companies to make payments easier.

46

3 years ago

A way to allow people to pay each other by splitting the money they receive into their own bank accounts

46

2 years ago

A financial software company that helps banks with servicing, collections and customer complaints.

46

2 years ago

"Once you have your seed funding it's important to have a strategy. I think we need to build an innovative bank. Instead of a bank, we are building a program. We have a program that is focused on building a new financial system for the country. We need to build the smartest bank in the country."

46

5 years ago

A software company that provides a platform for banks to use to enable e-commerce payments on their sites.

45

3 years ago

A micro-lending startup that sets its own timelines for loan funding, instead of waiting for customers to have their credit histories evaluated by traditional banks.

45

3 years ago

A company that helps banks harness the power of their relationships with their customers and build a digital offering to offer them better experiences.

45

3 years ago

Autofill is a small business banking app. It has over 1,200 customers and is building on an app that has been around since 2011. They want to make banking more personal.

45

3 years ago

A mobile banking app for Latin America that’s built for Latin Americans. The startup does still have a lot of work to do on the English side of its service.

45

2 years ago

A bitcoin-powered online marketplace and exchange. The company is focused on the underbanked in Latin America as well as on international transfers. It’s also working on a way to let users pay savings and loans with bitcoin. Launched in Brazil and Argentina.

45

2 years ago

A startup that brings a personal touch to your online banking. It’s meant to be your “personal banker” and it’s like a more friendly, self-directed version of your regular bank. The company’s founder says it’s already working with 100 customers on their first product.

45

5 years ago

Idea: A peer-to-peer lending marketplace The startup offers an alternative to traditional banks, which the founders say offer high interest rates, but often have hidden fees

44

3 years ago

The company was started by a former M&A banker, and aims to create a platform that allows people to create a digital relationship with artists, allowing them to sell music directly.

44

3 years ago

A financial cloud service for businesses, giving them a single platform to manage all of their finance, from payroll to credit to banking.

44

3 years ago

A platform that helps your team analyze and gain insights from your company’s data. The startup has a lot of companies in the banking, insurance, and e-commerce industries as customers.

44

2 years ago

A banking app for the socially conscious. The app allows users to donate to charity, the company’s CEO says, and the donations go to a central fund.

44

3 years ago

A company that says it’s helping people get paid faster by taking on the “pain points” of legacy payment methods and automating them. The startup is building a payment platform that connects to any existing bank account and can be integrated with existing systems.

43

3 years ago

A tool for bankers, startups, and investors to quickly assess a company’s potential based on its business model, customer network, and other metrics (I love this kind of stuff)

43

3 years ago

A new tool for reviewing and managing compliance for banks and financial institutions.

43

3 years ago

A company that aims to provide a secure and easy-to-use API for banks to create payments solutions for non-banking organizations.

43

3 years ago

A company that’s building a “simple, secure, and affordable” system for people to open bank accounts. Their goal is to make it easy for people to open a bank account without having to deal with a third party.

43

3 years ago

A mobile-only bank that offers a low-cost solution for people in the UK to save money in a simple, user-friendly app.

43

3 years ago

A startup that helps make the process of getting a mortgage more accessible to people who might not qualify for traditional bank loans.

43

2 years ago

This startup wants to help you manage your money by letting you manage your bank accounts from a single app.

43

2 years ago

izo is building a digital wallet for the underbanked. The company also provides a “mobile payment kit” that helps merchants accept payments via a mobile device. It’s also the parent company of another startup called AppDynamics, which lets customers see how their apps are performing.

43

3 years ago 2 views

A platform that allows users to automate payments – via e-commerce and banking – to other users.

42

3 years ago

A digital financial advisor that serves as a personal financial advisor, personal banker, and a private banker. The startup wants to leverage the internet to help people make good personal financial decisions and manage their savings, investment portfolios, and retirement.

42

3 years ago 1 views

A B2B company that wants to automate robo-banking and provide loans to small businesses.

42

3 years ago

The startup is working on a credit risk prediction tool for banks to help them manage risk.

42

3 years ago

A startup looking to bring fiduciary financial advice to anyone with a bank account, provided through mobile and a web-based interface.

42

2 years ago

A software company that wants to use AI to help businesses more effectively manage their legal affairs. The startup wants to help companies like law firms and banks manage and analyze their legal documents.

42

2 years ago

A company that lets people set up a kind of bank account where they can deposit or withdraw cash or other assets from other people.

42

2 years ago

A platform for helping people review the financial information they receive in their bank statements, such as credit card rewards, investments, etc.

42

2 years ago

A startup that lets people get their passport and proof of residency, and get national ID cards so they can get jobs and open bank accounts without passport photos.

42

3 years ago

This company makes a “transparent and secure” way to save, share and store bank documents.

41

3 years ago

A B2B startup that helps banks, credit card companies, and other lenders manage the back end of their business. They’re looking to grow out of their current 6-person startup into a $20m company.

41

2 years ago

A startup that makes it easy to check your bank account balance and see other recent purchases.

41

2 years ago

A startup that wants to improve the way people track their expenses by connecting them with a bank account.

41

2 years ago

A startup that wants to help banks open lending programs quickly and easily to new small businesses.

41

2 years ago

This startup is building a bank account that makes it easier to donate to charity, with no minimums or fees. The company currently has over 100 organizations signed on, including the Red Cross and Greenpeace.

41

2 years ago

A startup that is building a one-stop-shop for people needing to get a loan from multiple banks. Right now, the plan is to build a simple website that would act as a way for a borrower to see all of their loan options, and compare rates. A person who needs to borrow $100,000 to buy a house could see the rates on different loans, and compare.

41

2 years ago

A tool built with the idea of keeping your bank account connected to your credit card. It’s a mobile app that holds your account information in a secure private vault, and lets you check on it from your phone or your computer. The app also gives you a one-step login to your account, and helps you pay your bills.

41

2 years ago

A cloud-based platform for managing your bank and credit card accounts, with the goal of making it easier to access your funds.

41

3 years ago

Focusing on banking for the unbanked, the startup is building a mobile app that will allow small businesses around the world to access loans and banking services from their iPhones.

40

3 years ago

A company that is working with banks to streamline international cross-border payments.

40

2 years ago

A startup that aims to build a “perpetual” money market fund that has the low fees of traditional money market funds with the stability of a traditional bank.

40

3 years ago

A personal finance manager with a focus on savings, investments, and budgeting. The startup is currently in talks with a major bank to power its app.

39

2 years ago

A new online bank with a focus on millennials and people who have had bad experiences with banks. The startup plans to be the bank for the unbanked

39

2 years ago

A digital bank that provides a bank account for freelancers, allowing them to connect their prepaid debit cards to their business account for payroll and other transactions.

39

2 years ago

A startup that creates an open marketplace for people to sell their old items, drive money to their bank account, and start earning rewards.

38

3 years ago

A company that aims to make a solar power panel that charges up in the middle of the day and stores the excess energy overnight. Instead of a battery, it’s integrated with the home power grid and uses solar energy to charge a battery bank.

37

2 years ago

A fintech company with a focus on credit products for women. The company is pitching itself as a cheaper alternative to the big banks, and is already working with a number of small businesses.

37

2 years ago

A platform that allows businesses to accept payments via a letter of credit. The startup is working with a bank in the UK to implement first.

37

3 years ago

The company is a pioneer in the field of payment-as-a-service technology. TAPAS is a cloud-based payments service which brings payment and commerce to the world of mobile handsets, tablets, wearables and even smart-phones via a fast, secure and simple to use interface. TAPAS currently supports online retail, online games and online banking platforms. TAPAS is being used in more than 500 companies in over 40 countries.

36

2 years ago

A “hybrid middle-market bank” that’s focused on growing its loans and deposits.

36

2 years ago

A credit-score simulator for the unbanked who don’t have access to a credit score. The startup helps unbanked people get access to loans and credit cards.

36

2 years ago

A startup that wants to let companies pay contractors directly through their bank accounts, cutting out payment processors and other middlemen.

36

2 years ago

A company that wants to let people access financial products even if they’re not a bank.

36

3 years ago

A “smart, dynamic, and adaptive” predictive analytics tool for banks, pitched as “the next generation of risk management”.

35

3 years ago

An analytics tool for banks meant to make them more efficient, and the company’s financial services startup that helps banks with analytics and transaction processing.

35

2 years ago

This startup helps people get “paycheck-to-paycheck” banking, a means of making regular payments to family and friends.

35

2 years ago

This startup is working on efficient ways for big banks to process and move large amounts of cash in and out of the bank quickly. The B2B company helps financial institutions like banks, brokerage houses, and insurance companies save money by handling payments in person rather than through the current system of transfers and transfers.

35

2 years ago

A startup that wants to help people and businesses manage their money. It’s a platform that connects customers to a variety of different services and tools, including insurance agencies, banks, credit card companies, and checking accounts.

35

2 years ago

A startup that wants to use a decentralized database to help banks, insurance companies and other financial services companies manage their transactions, without the need for a central server.

34

2 years ago

Zon allows employees to pay their own company’s bills via credit card, mobile or bank transfer.

34

2 years ago

A digital banking platform bridging the gap between traditional banks and fintech startups. The company counts the USAA bank as a customer.

34

2 years ago

A startup that allows users to register a product in their name and then receive a “credit card” by simply scanning a QR code off the product. It’s a peer-to-peer marketplace, so the startup takes a cut, but it’s meant to be an easier, cheaper alternative to going through a bank.

34

2 years ago

A platform that enables monthly payments for a user’s monthly expenses for things like rent, utilities, insurance, etc. Users set up a recurring payment plan and a payment schedule and the app will automatically deduct the scheduled amount from the user’s bank account.

34

2 years ago

A well-known existing startup helps businesses create a single dashboard to track their performance. It’s already working with 250 clients, including IBM, EDC, and Citibank.

34

2 years ago

A software that uses machine learning to analyze customer data for banks and then provides recommendations on where to open a new account.

34

2 years ago

A voice-activated assistant that can help you manage your risk. The startup is working with a number of banks, credit card companies, and insurance companies to help make sure people are prepared for bad events.

34

2 years ago

This startup is building a bank that caters to the “millennial” demographic of 18- to 35-year-olds by offering a 24/7 customer support line, chat support, fast payments, and rewards programs.

34

3 years ago

A digital health service that helps manage chronic disease, including diabetes and asthma, in the same way that a bank helps manage everyday expenses. A digital health service helps manage chronic disease, including diabetes and asthma, in the same way that a bank helps manage everyday expenses.

33

3 years ago

A startup that hopes to help small businesses create their own credit card processing systems, cutting out the banks and credit card processors.

33

2 years ago

a bank that allows people to skip overdraft fees.

33

2 years ago

A custom credit card for people who can’t get approved for one from a bank. Available through partnerships with banks and card issuers.

33

2 years ago

A startup that aims to provide more accessible, affordable and regulated credit to the unbanked in emerging markets. The founders say they’re aiming to close the gap between the poor and the middle class which in some countries is as much as 20 percentage points.

33

2 years ago

The app helps small businesses open and manage their business bank accounts

32

2 years ago

This is a mobile app that helps people find the nearest bank branch that will accept their money.

32

2 years ago

A digital marketplace for buying and selling used cars, with automated pricing and financing options. Its founders say they’re already working with dealers and banks to integrate their technology into existing processes.

32

2 years ago

A platform for the $1.5 trillion payments industry, with a focus on the billions of credit cards that are not linked to a bank account in the US.

32

2 years ago

The software is meant to help banks and asset managers get a better handle on their portfolios, freeing up more time for the people who know their businesses best. It aims to help people make better decisions when it comes to selecting investments for their portfolios.

32

2 years ago

A Y Combinator-backed startup focused on making it easier for small businesses to manage their stock. Right now, a lot of small businesses have to hire a stock broker to set up a stock account with a bank and manage their stock manually.

31

2 years ago 1 views

The startup is building a banking app that allows users to make payments on the go, using a mobile phone’s NFC feature.

31

2 years ago

A credit card for the unbanked, designed to lower fees and help people get credit through high-risk loans.

31

2 years ago

A platform that allows banks to offer fraud protection to their customers via their mobile phones, with a $15 monthly subscription.

31

2 years ago

This is a startup that’s building software for banks to track customers from their mobile phones. The software monitors people’s location and payment habits and uses that information to recommend banks to customers.

30

2 years ago 1 views

A mobile banking app that lets users take care of tasks like loans, payments, savings, loans, and investments through a unified, streamlined interface.

30

2 years ago

A startup that wants to help reduce the amount of money consumers spend on their phone bills. The company gives users a way to pay for their monthly bills with their online banking.

30

2 years ago

A “new way to make bank deposits” that is faster, cheaper, and safer than cash and checks.

30

2 years ago

A “dictionary for managing your finances”, which lets you add expenses and track your bank accounts and credit card purchases.

29

2 years ago

The startup’s goal is to get a million people onto a credit card by 2020. In order to do so, it focuses on helping consumers get credit cards in China without credit scores or bank accounts, and instead with a mobile number.

29

2 years ago

A payment platform for the B2B Internet of Things. IoT devices have limited or no access to credit or banking, which means many companies need to rely on traditional banking services to pay for them.

29

2 years ago 1 views

A startup that’s building a startup. The startup is building an all-in-one service for startups to run their entire business — from banking to accounting to HR to marketing — from a single dashboard.

29

2 years ago

A startup that provides a way for customers to pay for their monthly bills by depositing funds into a bank account. The startup plans to use the funds to pay off loans, thereby saving customers money.

28

2 years ago

A startup that allows you to fund your monthly payments in your bank account and then get the money transferred to your recipient’s account. It’s an easy way to give a person a monthly stipend and then give them the money directly.

28

2 years ago

The Brdfr app helps people set up recurring payments based on their daily habits. The customer can set up a monthly, weekly, or daily payment, and Brdfr then takes the payment from their bank account at a specific time each day.

28

2 years ago

SAS, an analytics company, wants to create a program that will help banks automate the process of building their own high-frequency trading systems.

28

2 years ago

Acme is building a community for people who want to learn about and put their money into cryptocurrencies. The company’s founder says it’s “built for the everyday investor,” and that it is “the first to offer the option to trade cryptocurrencies directly from a bank account.”

28

5 years ago

Idea: A startup for individuals to manage their money, which is built on top of a bank account

27

5 years ago

Idea: A non-profit in Brazil that provides free financial planning to low-income families. The startup works with banks to offer credit to qualifying customers, and works with the family to create a plan for them to pay it back. They already work with 8 banks and offer credit to 300 families.

27

3 years ago

A software company that makes it easier for banks to provide all of their business customers with the same set of banking features and services, such as banking with mobile devices, mobile payments, and more.

27

2 years ago

Making it easier to use digital tools for loan origination and servicing. The company has already worked with 14 different banks and says they’ve saved lenders $150,000.

27

2 years ago

This hardware startup has a hardware product for banks to automatically make ATM withdrawals from their ATMs.

27

2 years ago

A startup focused on building a “smart wallet” for people who don’t have traditional bank accounts. People who don’t have access to traditional banking services can store their money in the app, which also allows them to send money to family and friends.

26

2 years ago

A SaaS platform that helps banks comply with international banking regulations. The platform helps banks manage all the different regulations that banks are required to follow, like anti-money laundering measures and know-your-customer policies.

26

2 years ago

In early 2019, Softbank acquired a majority stake in the startup. It’s a software company that helps designers produce high-quality mockups for mobile apps.

26

2 years ago

A payment system that gives small business owners in emerging markets access to credit without the need for a bank account.

26

2 years ago

A B2B SaaS platform for helping banks manage their customer service calls, including which agents are best for which jobs and how to schedule a customer’s call.

26

2 years ago

A company that allows users to make an electronic payment in seconds, without a credit card or bank account. Instead, the startup offers a way to pay friends and family with Bitcoin.

25

2 years ago

A branchless bank, which offers an alternative to brick and mortar banks that rely on ATMs.

25

2 years ago

A startup that allows you to turn your phone into a portable kiosk, giving you access to your bank account, set up a customer loyalty account, or pay bills.

25

2 years ago

A startup that aims to help credit unions, banks, and other financial institutions build and manage lending and hedge funds on behalf of their members.

25

2 years ago

A platform that helps small businesses manage working capital by making it more efficient for banks to lend and more efficient for businesses to invoice.

25

2 years ago

A software company that helps SMBs in Latin America get a loan from a bank

25

2 years ago

"a platform for banks to make lending decisions online by aggregating credit risk data from a wide range of data sources, including social media, from borrowers and loan officers".

25

2 years ago

This startup is building a platform to connect investors and companies. Their platform works as a kind of “investment bank” setting up meetings and pitching companies to investors.

25

2 years ago

A startup that helps people in the legal marijuana industry get loans from lenders that bankroll projects in states that have legalized the drug.

24

2 years ago

A company building a new kind of payment card that builds on the mobile wallet paradigm that exists today. The company is building a card that can hold all of your bank card data. Instead of having to manually enter your 12-digit number every time you use the card, the card will be able to pull up your recent transactions and automatically pull in your bank card number.

24

2 years ago

Native mobile finance for the Philippines. Customers can choose between a bank account, prepaid card, and even a credit card.

24

2 years ago

This startup is building a way for banks to quickly and easily make payments to contractors, extending their reach into the US.

23

2 years ago

A software-as-a-service service for helping businesses and government agencies to manage bank accounts, book travel, and manage social security cards.

23

2 years ago

A global business conference and expo that brings together entrepreneurs, investors, and professionals who work in every aspect of the startup and early-stage business ecosystem. One of its founders is an investment banker and the other is a PayPal alum.

23

2 years ago

A startup that works with banks to find and onboard small businesses that have been excluded from their networks.

23

2 years ago

An investment they’re funding personally with this round, social finance firm Monzo is a bank focused on making personal finance easy and accessible, with a minimalistic, simple interface and a rewards program that emphasizes savings. They’re experimenting with new products like peer-to-peer lending and a prepaid debit card.

22

2 years ago

A company working on a way to bring banking and financial services to the consumer in a way that's simple, secure, and offers a low-cost way to manage your money.

22

2 years ago

Just as PayPal is a way for the consumer to transfer money to and from someone else’s bank account, the company’s first product allows customers to get money from the government.

22

2 years ago

Mission Bank is building an open banking platform that allows small businesses to take a few steps to ensure their bank accounts are fully digitized.

22

2 years ago

A company that provides a way to get a loan for women in the Philippines without the aid of a middleman. The startup is working with existing local banks to test its model, and they’re looking for a US partner to help them get the green-light to expand to the US.

22

2 years ago

A financial startup that allows online sellers to build a simple, seamless checkout process without the need for a credit card, bank account, or other third party services.

22

2 years ago

This startup is building a tool for people to manage their finances through a mobile app. The B2C business is focused on “banking the unbanked” and specific Indian markets.

22

2 years ago

A software company that develops enterprise software for the financial services industry, like banks, insurance companies and brokerage firms. They have a small team in India and plan to launch in three different geographies by 2020.

21

2 years ago

A digital bank for cryptocurrency users, based in Latvia, which makes it easy for users to manage their crypto and fiat investments.

21

2 years ago

A startup that’s built a platform that allows small businesses to create their own social media presence, without the expense and hassle of hiring social media managers. The company is also working with big companies like Softbank and Barclays to help them build their own social media presence.

20

2 years ago

A mortgage insurance startup that uses artificial intelligence to help banks determine their mortgage risk.

20

2 years ago

A micro-finance and loan startup in India. The company is currently testing its product and has received approval from India’s central bank to offer loans to entrepreneurs.

20

2 years ago

The company is a “mobile-first” bank and is looking to build an app that will allow customers to manage their finances through the mobile web.

20

5 years ago

A startup that provides a tool where you can enter your bank account, credit card, and brokerage accounts and see how much money you have left to spend before you go over your budget

19

2 years ago

A “next generation” online bank that’s fast, simple and convenient. The service is currently free but will be a paid subscription service starting at $5 per month.

19

2 years ago

“A new kind of bank account that gives you free money”. A new account that is meant to be an alternative to the checking account that doesn’t have overdraft fees just like a checking account. Instead, the account has a debit card in addition to the free money.

19

2 years ago

A company that provides mobile banking apps for emerging markets in North America and Europe. They have a goal to eliminate the need for a physical bank card.

19

5 years ago

Idea: A SaaS CRM for the hospitality industry The company started with $20k in the bank, and by the end of 2015 had $33,000 in recurring revenue

18

2 years ago

A global real-time payment system that connects sellers with buyers. It’s similar to PayPal but with lower fees and a more transparent back-end. Tarshar and his team are currently in talks with a few banks to get the company off the ground.

18

2 years ago

A company that plans to build the first bank of its kind. It wants to build a blockchain-based bank that acts as a distributed ledger for all financial transactions. The startup is currently conducting a $100,000 token sale.

18

2 years ago

Pointsy is a platform that aims to democratize the cost of banking for low-income individuals.

17

2 years ago

This digital bank account aims to help startups get money faster, seeing as many startups don’t have a bank account, but have everything on credit cards.

17

2 years ago

A startup for the underbanked that connects them with small loans.

17

2 years ago

A global mortgage marketplace that helps customers compare mortgage rates and rates from different banks. Capital One is the lead investor.

17

2 years ago 1 views

A startup that enables the banking industry to convert payments from credit cards into bitcoin and back.

17

2 years ago

A company that makes loans for small businesses, with loans ranging from $1,000 to $100,000, with minimums starting at $1,000. The startup uses algorithms to make the loans much more affordable than banks.

17

2 years ago

A robot-based ATM for banks and other businesses that want to tap into a robot’s ability to perform a number of tasks, like opening doors, guarding vaults, etc.

16

2 years ago

A software platform for connecting insurance companies and bankers

16

2 years ago

A startup focused on helping companies in the credit card industry understand how their customers are using their cards. The startup’s founder is a former Bank of America executive.

16

2 years ago

A startup that helps small business manage their accounting, payroll, bank payments, and other daily tasks.

16

2 years ago

This startup is building a way to make payments between people that do not have a bank account.

16

2 years ago

A startup that finds and manages accounts at your bank and credit unions.

15

2 years ago

A system that allows companies to securely transfer money between themselves. It’s designed to give banks a new way to reach out to their customers. The company charges a commission of 1% (or 0.30 cents per transaction) on all transfers.

15

2 years ago

The startup wants to facilitate the transfer of money between friends in a way that doesn’t involve banks. It aims to make using an app like Venmo easier and more secure, and makes use of global bank transfers to get money to people instantly.

15

2 years ago

A new kind of bank account, aimed at people who don’t have traditional bank accounts. Instead of an account number tied to a bank account, the startup lets people store money in a simple digital wallet that they can use to pay for things like phone service or groceries.

14

2 years ago

A London-based startup that builds software and tools for building apps for banks, and helps them find partners to build those apps.

14

5 years ago

Idea: A micro-financing company that provides small loans directly to merchants in Kenya. It aims to bring a better online experience to the underbanked.

13

2 years ago

This is an app that helps those looking to get a mortgage start the process earlier. It’s a way to bridge the gap between the types of mortgage you can get with a personal banker and the ones you can get in the cold, hard world of banks.

13

2 years ago

A visual, collaborative, multichannel collaboration tool for teams. The startup has been working with over 30 companies, including a Latin American bank, a financial advisor, and a chemical manufacturing company.

13

2 years ago

A startup that aims to replace banks with a less-expensive alternative that allows users to open and manage their own bank accounts.

13

5 years ago

Idea: A startup that wants to make it easier for the under-banked to get an online checking account. The startup is working with a number of different providers to make sure they have a bank account for the right price, no matter who you are.

12

2 years ago

A startup that offers a service to replace the need for cash deposits at retail stores. The startup uses an app and a sensor attached to a door to collect payments, then sends the cash to a bank account.

12

2 years ago

An online-only, mobile-only, and brick-and-mortar-focused bank for the underbanked. It focuses on low-income customers, offering a basic branchless banking service with no fees. It’s a new type of bank that allows customers to overdraw their checking account without charge and to access their savings account via an app.

11

2 years ago

A small office that helps users manage their expenses, from booking travel and food to filing receipts and banking.

11

2 years ago

A startup that helps credit unions and other financial institutions provide loans and credit cards to under-banked members. The idea is to help underserved populations access financial services, including small business loans, disability loans, and credit cards.

11

2 years ago

A data platform for banks that helps them understand how transactions are impacting their profit & loss statements. The startup wants to help banks reduce the cost of manual reconciliation.

11

2 years ago

This startup is building a verification system for people to get their money from their bank accounts with cryptocurrency and a debit card.

11

5 years ago

Idea: A startup that helps people manage their finances by pulling in all their accounts from various banks and credit card companies. The company says it is profitable and growing quickly.

10

2 years ago

Not to be confused with Solv, which is trying to create the first blockchain-based bank that does not require a license from the government.

10

2 years ago

A startup that helps people think through their finances, giving people a way to generate a financial plan, budget, and then sync to their bank account.

10

5 years ago

Idea: This startup is building an app to help small to mid-sized business in China apply for and receive loans from banks.

9

5 years ago

Idea: A mobile-only banking app to help Latinos in the US save money

-1

5 years ago

Idea: A startup that helps banks and credit unions offer online services to their customers

-1

5 years ago

Idea: A B2B company that helps banks and insurance companies clean up their data The startup launched in March 2019 and has already made $2,500 in recurring revenue

-1

5 years ago

Idea: A new kind of digital bank for the unbanked that doesn’t require a smartphone or a bank account

-1

5 years ago

Idea: A startup that helps SMBs in Latin America bring all of their bank accounts into a single UI

-1

5 years ago

Idea: A B2B company that builds a tool for banks to make it easier to transfer money between their accounts

-1

5 years ago

Idea: A software company that helps banks run call centers more efficiently The company is currently working with two banks in Brazil

-1

5 years ago

Idea: A startup that is working with a major South American bank to help them build a platform for managing their B2B loan portfolio

-1

5 years ago

Idea: A way to help people manage their personal finances and set goals. Users see how much money they have in their bank accounts, credit cards, and brokerage accounts on a single dashboard.

-1

5 years ago

Idea: A customer engagement platform for retail banks. The startup helps banks build online communities that allow customers to chat about products and services from within the bank’s website.

-1

5 years ago

A startup that provides a way for companies to sell to customers using chat. The company counts major banks as clients and claims to have a 2.5% conversion rate.

-1

5 years ago

Idea: A software as a service company that sells an enterprise software platform to manage all of the administrative and financial details of an import/export business. The startup has a special focus on helping small businesses secure loans or payments from a bank.

-1

5 years ago

Idea: A B2B company that helps banks and financial institutions identify and classify the payments they receive.

-1

5 years ago

Idea: Two-factor authentication for banking. The founders say that banks are terrible at protecting their customers’ information, and that they can do a better job with two-factor authentication.

-1

5 years ago

Software that could help banks and other businesses prevent fraud by vetting new accounts for risk factors.

-1

5 years ago

A software company that helps banks and credit unions with their lending process.

-1

10 days ago

B2B marketplace connecting restaurants with surplus ingredients to local food banks and charities, optimizing waste reduction with logistics.

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💡 Ideas + 🪲 Bugs

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