💡 Ideas AI

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Debt Startup Ideas

4 years ago

A new, blockchain-enabled peer-to-peer lending platform that is targeting the global student debt crisis. The company is expanding internationally and looking for investors.

224

4 years ago

A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.

220

4 years ago

A company that helps people figure out their credit score and offers a tool to help avoid debt and improve credit.

209

2 years ago

A $1 app that helps users to manage their credit card debt. Called “Debtors Anonymous” the app tracks users’ credit cards and keeps track of their progress managing their debts.

204

4 years ago

A cloud-based database of student loan debt for people to search, with a sign-up required to see data. The company also has a personal debt management product.

198

5 years ago

A startup that wants to help people manage their debt, using a predictive system that helps them know whether they’re spending too much or too little.

179

3 years ago

This is a service that helps individuals track and manage their student debt. The startup helps people take action on their student loans, and offers the ability to pay off the debt with a monthly plan.

179

2 years ago

The startup helps people manage their debt by keeping track of all of their accounts and helping them apply for new services and refinance old debts.

168

4 years ago

A startup that helps teens take over their parents’ student debt.

165

5 years ago

A personal finance service that helps people pay down their debt from multiple cards in a single monthly payment.

164

3 years ago

A startup that helps consumers with access to loans or debt consolidation find the best financial services partner for their needs.

163

3 years ago

This company builds debt crowdsourcing platforms for lending companies. Borrowers can list their credit availability and a company can decide whether they’re a good fit for a loan.

163

3 years ago

A debt-recovery app for India. It claims to have 1 million users and $20 million in assets. The startup started by focusing on debt recovery, but has recently expanded to include asset recovery.

159

3 years ago

A “platform to help you manage your money and debt”.

154

5 years ago

New startup that aims to take the pain out of student loan payments, using the debt to create scholarships for low-income students.

153

5 years ago

A startup that wants to help people unload the debt they've accrued from student loans. They are currently working with 3,000 borrowers in the UK and hope to expand to the US in the next 12 months.

151

5 years ago

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

149

4 years ago

A student loan refinancing platform that allows borrowers to pay off their debt in a number of different ways, including a lump sum or a fixed payment.

148

5 years ago

A peer-to-peer insurance startup that wants to help people get out of debt.

147

5 years ago

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

145

5 years ago

A startup that pairs you with a community of debt-free, budget-conscious people who are willing to split the cost of a car, home, furniture, or other major purchase.

144

3 years ago

A fintech startup that wants to help people manage their debt by offering a debit card and an app that covers nearly all credit card spending.

143

5 years ago

A startup that helps people find a way to pay for college that is better than what they are paying now, provided they can handle the debt on their own

141

5 years ago

A startup that wants to build a platform that lets people buy and sell debt on the blockchain.

138

5 years ago

A platform that uses machine learning to help companies improve their technical operations by identifying and removing technical debt and outdated code.

137

5 years ago

A startup that helps individuals and companies manage their credit card debt in a more timely and efficient way.

133

5 years ago

A $100 credit card designed for students who want to pay down debt.

131

5 years ago

“WeWork is a glamorous space. It’s a five-star hotel, it’s more like a five-star mall, it’s a five-star resort — it’s like a nightclub. It’s like a ‘cool’ mall. But it’s really just an address,” said David Graeber, anthropology professor at London School of Economics and author of “Debt: The First 5,000 Years” in an interview with “PBS NewsHour”.

126

5 years ago

A SaaS platform that connects people who own debt with people who want to pay it off. The company says it’s already signed up “a few hundred” users.

124

3 years ago

A “smart” debt management platform that helps people manage their debts, including credit cards, personal loan debt and other types of debt.

119

5 years ago

The company uses machine learning for risk management, identifying which customers are likely to default on their debt and which loans are more likely to default on their debt.

118

3 years ago

A credit card company that only issues credit cards to people who are in debt or struggling to pay their bills.

113

2 years ago

A “fintech” that helps banks manage their debt portfolios.

110

5 years ago

A digital tool that helps people manage their finances. The startup is pitching itself as a tool to help people manage their cash flow and manage debt.

109

5 years ago

A platform that lets you build a financial plan to get debt repayment, saving, and retirement in the right order.

108

3 years ago

A tool that helps users “coach” others who struggle with credit card debt.

107

5 years ago

A personal finance management app for managing credit scores, debt and budgeting.

105

4 years ago

A mobile app that helps people understand their personal relationships with debt. The app is designed to help people understand their relationship with debt and make decisions about how to manage it.

105

5 years ago

A company that helps people with student debt consolidate their debts and pay them off, sometimes with a single monthly payment.

102

5 years ago

A consumer service that helps consumers collect on credit card debt from their personal loans.

101

5 years ago

A digital tool that helps users visualize their finances in terms of debt, retirement, and savings.

100

2 years ago

A student loan company that aims to help students avoid debt by offering them a variety of options for dealing with their loans. The startup says that more and more students are turning to it to help them pay off their loans, with its average customer paying off their loans after five months.

98

4 years ago

A startup that wants to help people manage their student loan debt. The company takes a subscription model that pays off the loan over time.

97

2 years ago

A fintech startup that automates debt collection.

94

4 years ago

A small team of developers who specialize in both front-end and back-end development. The startup is looking to build a web platform to integrate data from other sources into Tableau. They’re currently $5,000 in debt.

91

4 years ago

A more personal way to pay back student loans. The startup helps students manage their debt by putting on an income-based repayment plan. It’s a platform for students to create a customized plan and manage their debt.

89

4 years ago

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

87

4 years ago

A startup that helps people manage their credit card debt, manage their finances, and stay on top of the things they owe. It claims to have helped over 1 million people, and is profitable.

85

4 years ago

A startup that wants to help people clean up their bank accounts and credit card debt by helping them understand their credit report.

84

2 years ago

An iOS app that helps you understand your credit score and make use of debt management plans.

83

4 years ago

A tech company that helps tech companies scale their tech. Through software, they help tech companies foster teams, manage tech debt, and make tech decisions, with a tech debt of its own, they say. They have a tech debt of their own.

82

5 years ago

A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

80

4 years ago

A startup that helps workers and organizations to collaborate on project management, and has a management dashboard. It’s currently $6,000 in debt and looking to raise $500,000.

79

3 years ago

A “smart debt management tool” for people with disabilities and seniors that helps seniors manage their debt.

76

4 years ago

Sempi is “a company that helps people manage and organize their debt.”

74

4 years ago

A tool for helping people manage their medical bills. The startup, which launched in June, wants to help people manage their medical debt by setting up a payment plan with their credit card company.

74

3 years ago

A startup that helps people with debt or other financial obligations pay off their student loans faster with automated paychecks.

74

4 years ago

A debt collection and negotiation software for businesses, enabling them to manage their collections, automate debt payments and communicate with customers.

73

3 years ago

A startup that aims to educate students about college debt and financial aid, as well as cover all of the free services they offer, like money management course and career counseling.

73

3 years ago

A startup that helps people manage their debt, and offers advice on how to pay off debt.

73

4 years ago

This startup is building a tool that makes it easier for people to track and save their money. They’re looking to consolidate debt and save money on interest.

70

3 years ago

A new kind of personal finance site that connects people with a shared financial goal, like paying off debt or saving for a vacation.

70

4 years ago

A CPA that wants to help salespeople manage and collect debts.

69

4 years ago

A startup aiming to provide access to a full suite of financial services, including credit reports, debt management, and investing.

69

3 years ago

A startup that helps people manage their student loans. The startup helps students manage their student loans and pay down debt faster.

69

3 years ago

A startup of peer-to-peer loans, where borrowers can use an algorithm to determine the best lenders, based on their credit history, credit score and debt-to-income ratio.

68

3 years ago

A web-based platform for debt collection, including people’s unpaid taxes.

68

4 years ago

A tool designed to help companies manage their debt, with the service claiming to have helped customers save $12 billion since 2011.

66

3 years ago

A suite of consumer credit and financial services that help consumers who need to consolidate credit cards and debt.

66

3 years ago

This startup helps US companies deal with the $1.4 trillion in student loan debt.

65

3 years ago

A startup that helps keep track of your expenses and credit card payments. Customers can set goals for things like paying down debt and saving for a vacation and the app sends them a daily email reminder when it’s time to do so.

65

4 years ago

Looks to help entrepreneurs raise money through debt and equity, by providing a marketplace for investors to buy stock in startups.

63

3 years ago

A startup that lets small businesses take a picture of an invoice and have it automatically sent to the debtor’s email inbox, or printed out if they’re unable to copy and paste the email.

63

4 years ago

A tool to help people manage their money, including credit checks and debt payments.

62

3 years ago

A startup for people who have accumulated a lot of debt and can’t pay it off. The startup aims to help people in more than 20 countries pay down the principal on their debts.

62

4 years ago

A startup that’s developing a platform to help schools better manage their debt by measuring the performance of its fund.

61

3 years ago

A platform for peer-to-peer lending that enables lenders to invest in the loans themselves, not just collateralized debt obligations. The company provides the capital, and the seller gets the loan with a simple interface.

59

3 years ago

A startup that helps people eliminate their debt by buying them out, or by negotiating lower interest rates.

59

3 years ago

A startup working on a platform to help millennials pay off student debt.

58

4 years ago

A platform for measuring, and managing, how companies pay back their loans. The startup helps companies intelligently manage their debt portfolios, and provides software for financial planning and decision making.

57

4 years ago

A new kind of debt consolidation loan where a new debtors’ attorney works with a debt consolidation loan company to reduce debt and improve credit scores.

55

3 years ago

Services that allow consumers to manage their debt and credit card debt, regardless of how they pay it.

55

3 years ago

A credit card-like tool meant to help businesses get a handle on the logistics of managing their debt. The startup says that its customers have saved more than $3.5 million after using the tool.

53

3 years ago

A tool for managing your expenses and credit card debt that you can access from your phone. The startup is looking to build out a suite of tools that can be used by customers who have debt. They’re getting data from credit agencies, and from customers via the app.

50

3 years ago

A personalized debt repayment program that helps employees pay off loans with money earned from their job. The solution is targeted at companies with at least $1,000,000 in annual revenue and $10,000,000 or more in annual sales.

50

3 years ago

A new way to buy and sell debt and equity, aimed at fixed income investors.

48

3 years ago

A startup that helps you view your credit history and manage your debt. The company is moving out of the US, and expanding to Hong Kong, Taiwan, and Singapore.

48

3 years ago

Providing a new market for people who want to refinance their debts but can’t get bank loans. The company is able to diversify and refinance the loans of people with bad credit, helping them out at a significant rate.

48

2 years ago

A startup that helps college students avoid debt, by helping them buy textbooks at a deep discount.

48

2 years ago

A platform for Fintech companies in Latin America to explore new investment opportunities, such as debt and equity financing.

46

3 years ago

This startup wants to make it easier for people to keep track of their finances by giving them a personal finance dashboard that explains how to save, pay off debt, and invest their money.

45

3 years ago

Online services for struggling borrowers, like debt collectors and attorneys.

45

3 years ago

An AI-based global credit score that predicts the likelihood of a person defaulting on their debt. So far, the startup says it has handled over $2 billion in credit transactions.

42

3 years ago

A way to help people with low-income find services that can help them with everything from their medical debt to their housing needs.

42

2 years ago

A B2B startup that helps lenders analyze the financial impact of different scenarios on a student’s college debt.

42

2 years ago

A company that tracks and collects data on the student loan debt crisis in the U.S.

41

2 years ago

A startup that aims to make it easier for people to manage a credit score. The startup wants to provide a credit score and debt management app, allowing people to see their credit score, see their current debt balance, pay off their debt, and see their credit score on the app as well.

41

2 years ago

A hybrid crowdfunding and peer-to-peer lending company that lets people borrow money to pay off high interest debt, starting with student loans.

40

3 years ago

A company that helps people close their loans, saving them money and enabling them to pay off debt faster.

36

2 years ago

A microfinance platform for the developing world. It’s working with small businesses in Indonesia to help them track cash flow, debts, etc.

33

2 years ago

A digital assistant that leverages algorithms to predict behavior to help people plan out their lives. The startup wants to use data to predict the likelihood of when people will get married, have a baby, fall into debt, lose their job, or get divorced.

32

2 years ago

A personal finance service for teens and young adults, designed to combat student loan debt.

30

2 years ago

A tool for personal finance that helps people save, pay down debt, and manage all their financial accounts. The startup says that it has $30,000 in monthly recurring revenue, and counts YC, Braintree, and Capital One as customers.

27

2 years ago

A web-based service for student loan debtors, currently in beta. The startup’s founders had both student loans and were really frustrated by the lack of resources to address them.

27

2 years ago

A personal finance software that helps you manage your credit, loans, and debt. The company launched in early August, and has already onboarded over 2,000 people.

25

2 years ago

A company that helps healthcare providers manage their Medicaid claims. The startup’s goal is to help Medicaid patients more easily pay their medical bills and avoid the crushing debt that comes with being uninsured.

24

2 years ago

The startup will bring a new type of “social lending” model to the world, where businesses can raise capital by selling equity instead of debt.

20

2 years ago

A B2B company that helps freelance and full-time workers manage their budgets, debt, taxes, and health, among other things.

19

2 years ago

A digital tool that helps people manage their personal assets, including cash. The idea is that you can use the app to track and manage your cash (paying bills, paying down debt) and investment assets (stocks, bonds, mutual funds).

16

2 years ago

A company that allows users to pay a monthly fee for unlimited access to their own virtual debt collection agency. If you owe the IRS or another company money, the company charges $0.10 per day, per item owed.

10

5 years ago

Idea: A way to automatically manage your finances that doesn’t require users to enter or re-enter any information. The startup is primarily focused on helping users pay off their debt.

9

5 years ago

Idea: A personal finance management startup for college students. The startup helps students budget their expenses with the intention of graduating debt-free.

0

5 years ago

A startup that provides a service where you can buy a "get out of debt free" card for someone who is struggling with debt

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