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Mortgage Startup Ideas

5 years ago

A digital platform for mortgage brokers to help them manage their portfolios.

294

5 years ago

A payments company that lets users of services like Stripe and PayPal process recurring payments like car insurance or mortgage payments in a few clicks. It has raised $2.9 million from investors including Y Combinator and is currently in private beta.

263

4 years ago

A startup that aims to give you a better way to pay for a home’s mortgage. It’s a mobile app that lets you see, manage, and pay for your home’s mortgage from your phone.

196

4 years ago

A startup that helps homebuyers find the best rates on mortgages. Users can compare rates and get quotes in 30 seconds or less.

181

3 years ago

A digital service that connects homeowners with a mortgage broker.

169

3 years ago

A platform that lets you find the best available mortgage broker in your area, offering recommendations and support.

167

5 years ago

HousingBridge is building a new kind of mortgage broker, which essentially performs mortgage origination services for large banks. The company is headquartered in New York and has offices in Chicago and San Francisco.

163

5 years ago

A real estate focused business that connects tenants and landlords. The startup is a bit like Rocket Mortgage, a company that helps people with bad credit refinance their home loans — the startup’s focus is more on the landlord side of the equation. The startup charges a monthly fee of $50 for their service.

163

5 years ago

A startup that helps people find the right mortgage by securing a lender with a network of experts who know the market well.

159

4 years ago

The company has been working with major banks in the region to help them improve the way they price loans and mortgages. It can also help non-bank lenders do the same.

159

5 years ago

A peer-to-peer mortgage marketplace, where borrowers could get a credit score, FICO score, and a monthly payment quote by asking friends to lend money to them.

157

4 years ago

A platform that helps people find small loans to pay off their mortgage, or small business loans to expand, or even individual loans to refinance.

155

3 years ago

Service that helps people set up a mortgage loan and provides them with personalized mortgage advice from a specialist.

146

5 years ago

This is an application for trading 2nd, 3rd, and 4th mortgages. The startup has raised $1.4 million from investors like Alphabet’s GV and Comcast’s NBCUniversal Ventures. Prior to YC, the company raised $1.2 million in seed funding from investors like Cowboy Ventures, Lerer Ventures, Social Starts and Social Finance.

137

5 years ago

A platform that helps people in the US and Canada get a mortgage loan from overseas

135

5 years ago

A digital mortgage application for consumers.

133

5 years ago

A startup that provides a service for helping people who are looking to buy a home with assistance in the form of mortgage brokering and other financial services

130

5 years ago

A company building an on-demand system for the real estate industry. The startup is in the process of developing a web-based platform that allows customers to book appointments with mortgage brokers and appraisers.

129

5 years ago

The idea is to help homeowners get a mortgage without paying a mortgage broker.

129

5 years ago

A company that helps companies manage their HR functions. The company’s software enables companies to manage their employee records like mortgages, healthcare, and credit cards, and their payroll, benefits, and retirement.

129

5 years ago

A platform that simplifies and speeds up the process of applying for a mortgage.

127

5 years ago

A startup building a platform for mortgage brokers to manage their day-to-day tasks. They want to automate tasks that are often done manually, like pulling data from legal documents.

126

5 years ago

Lending Club is looking to create an online community for home and condo owners to get access to financing to pay down a mortgage or refinance a home. The company’s loans are backed by the equity in the house, and rates for the loans are competitive.

123

5 years ago

Building a mortgage application and loan application that takes traditional paperwork out of the equation and runs it through an AI engine.

119

5 years ago

A tool to help people get mortgages, which combines the small business loan market with the personalized loan market. It’s currently in private beta.

117

5 years ago

A platform that allows customers to make recurring payments — and keep money in the bank — for things like gym memberships or recurring mortgage payments.

115

3 years ago

This startup is building a Realtor-like real estate website for people who don’t qualify for a mortgage.

115

5 years ago

A company that helps millennials save money on their mortgage. It takes a percentage of the savings that are returned to the customer after applying the savings to the mortgage.

106

4 years ago

A tool to help people choose the best type of mortgage for their specific needs.

96

4 years ago

The founders have a vision of a world where everyone can pay rent or a mortgage, and have a constant stream of income without having to get a job.

93

4 years ago

A company that helps homebuyers compare mortgage rates across banks in Canada, the U.S., and the U.K.

87

4 years ago

The startup is building a platform to help “millennials buy houses”. The startup wants to help millennials move into their first homes, saving them thousands of dollars in mortgage costs and time.

85

4 years ago

This is a platform that helps people collect, organize, and manage all of their different loans, including student loans, mortgages and car loans.

82

4 years ago

A new way to sell and manage mortgage loans. The company wants to disrupt the industry by using artificial intelligence to manage home loans and lower cost by removing the middleman.

79

4 years ago

A startup that helps those who can’t afford to buy a home take out a mortgage. The company serves people in the top 1% of wealth in America, who can afford to purchase a home but might not be able to afford one outright.

78

4 years ago

This company will be a fixed-rate mortgage service for people who have bad credit.

77

4 years ago

The startup is building a way for consumers to check their credit scores on their phones, so they can see what if they were to refinance a mortgage, apply for a credit card, or shop for a new loan.

76

2 years ago

A startup that helps home-buyers find and finance the right home loans using a combination of data from bank mortgages and credit score information about the buyer.

76

4 years ago

A tool for people buying homes that allows the buyer to see the price of a house in relation to rent and other similar properties within a couple miles. It’s built on the premise that anyone buying a home should be able to see how much rent it would take to pay off the mortgage.

73

4 years ago

A real estate startup that provides software to help agents and landlords manage the processes of the mortgage and real estate industries.

73

3 years ago

A startup that helps people who want to buy a home, but don’t have the money to put down a deposit. Instead, they can put down a small down payment for a mortgage and use the rest of the money to pay for the house at a later time.

73

3 years ago

The startup is building a digital mortgage calculator, which it hopes will help people with bad credit get access to loans.

72

3 years ago

Fintech startup that allows home buyers to use cryptocurrency to purchase their mortgage.

70

4 years ago

An online platform that helps people find, compare, and buy homes across multiple mortgage lenders based on their needs.

67

4 years ago

A software that helps homebuyers, real estate agents, and mortgage brokers to make better purchase decisions by using data analytics and visualizations.

67

3 years ago

Fintech startup that helps collect and store mortgage data.

66

3 years ago

Building an app that allows users to rent out their homes on Airbnb (or other portal) while earning extra money on the side, with the extra money going towards their mortgage.

66

2 years ago

A $36M startup with a mortgage platform that aims to help customers get the best rates at all stages of the process.

63

4 years ago

A startup that helps consumers to make sense of their mortgage payments, saving them time while also helping them make smarter financial decisions.

62

4 years ago

A system for issuing and managing mortgages online

62

2 years ago

A startup to market and provide an alternative to traditional home loans for first-time homebuyers in the US. The company estimates their loan will be 20% less expensive than the average mortgage.

60

3 years ago

A platform that aims to help people get a credit score from the same company that they own their mortgage from.

57

3 years ago

Helping homeowners with home improvement projects and fixing problems with their mortgages.

55

3 years ago

This startup is building an AI that allows people to get their credit score through a simple app. The company says their AI model is based on over 1,500,000 data points, including credit card purchases, mortgage payments, and even Uber rides.

53

3 years ago

A real estate services company that helps streamline the buying and selling process by matching sellers with buyers and streamlining the process of getting a mortgage.

52

3 years ago

A community website for people who live in apartments and are interested in buying their own home, with an app that helps potential homebuyers get pre-approved for a mortgage.

51

3 years ago

A company that helps financial institutions sell home loans and mortgages online

49

3 years ago

A startup that helps people get a better sense of what their loans are going to cost, and helps them figure out how to pay it back. The startup wants to make the mortgage process more transparent.

49

3 years ago

A tool that helps people find a mortgage lender based on their financial goals.

48

3 years ago

A software company that helps mortgage originators identify their customers’ best mortgage rates and provide that information to homeowners.

46

3 years ago

A startup that helps make the process of getting a mortgage more accessible to people who might not qualify for traditional bank loans.

43

2 years ago

The goal is to make the entire process of getting a mortgage online simple and transparent.

42

2 years ago

A platform for helping individuals and companies get better rates on loans, mortgages, and other financial products.

38

3 years ago

A startup that helps identify the best rates for different types of loans, including mortgages. The startup claims to have over 10,000 clients in the past year with more than $300 million in loans across the US.

34

2 years ago

A company that helps small businesses get paid, with plans to expand to mortgages, loans, and credit.

32

2 years ago

A startup that wants to help home-buyers and sellers get more cash from their homes quickly. It’s a sort of reverse mortgage, but it’s a tiny bit more complicated. The company is looking to launch in the summer in the US.

32

2 years ago

A toolkit that helps homebuyers find the best mortgage for their needs, and allows sellers of real estate to list their properties with a single, unified website.

28

2 years ago

A massive distributed database for companies that require lots of data processing, like the mortgage industry.

27

2 years ago

Zestimate is a reverse engineering and toolmaker of home valuations. The startup has built a database of home values going back to 1985 which it says is the most comprehensive of any company. Zestimate also provides automated valuation reports and a reverse mortgage calculator.

27

2 years ago

Redbrick is a mortgage brokerage company focused on helping first time buyers, targeting those who would otherwise go without a mortgage.

24

2 years ago

A mortgage insurance startup that uses artificial intelligence to help banks determine their mortgage risk.

20

2 years ago

A global mortgage marketplace that helps customers compare mortgage rates and rates from different banks. Capital One is the lead investor.

17

2 years ago

A mortgage brokerage that uses a platform to give vetted leads to brokers.

16

2 years ago

This is an app that helps those looking to get a mortgage start the process earlier. It’s a way to bridge the gap between the types of mortgage you can get with a personal banker and the ones you can get in the cold, hard world of banks.

13

2 years ago

A startup that wants to allow people to automate their own research process for things like insurance, loans, or mortgages.

12

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