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Transaction Startup Ideas

5 years ago

A credit card that has no annual fee and no foreign transaction fees. The company is in India.

558

5 years ago

A startup that an online marketplace for VR powered by blockchain to reduce the transaction cost

443

5 years ago

A tool for using deep learning to detect fraudulent transactions.

295

4 years ago

A tool that helps manage employee transactions for companies and employees.

246

4 years ago

A mobile app that uses facial recognition to help detect fraudulent transactions. A startup from the same company as Centram.

228

3 years ago

A credit card designed for use in the developing world that charges low interest rates and has lower transaction fees.

226

4 years ago

A machine-learning platform for detecting fraud in credit card transactions.

225

4 years ago

A platform for small businesses that wants to help its users automate tasks like invoicing, tracking inventory, and managing transactions. The startup processes payments and can automate tasks.

218

4 years ago

A payments startup that helps merchants accept all major credit cards by charging them the same price. PayMill charges the merchant a flat 2.5% fee for every credit card transaction.

217

2 years ago

A turnkey payment processing platform for online businesses. Instead of a bank’s monthly fee, they charge a flat fee based on the size of the transaction.

209

3 years ago

A startup that aims to bring the “sharing economy” to farmers, who are often left out of the vast majority of transactions related to food, be it restaurants or grocery stores. The founders say that since they can use shared resources, they can cut the cost of a farm by 75%.

202

4 years ago

A database of all the world’s public companies, which includes their stock market valuation and most recent transactions.

196

4 years ago

A privacy-focused cryptocurrency that uses multiple layers of encryption to make transactions hard to trace. The company’s software prevents transactions from being saved to a public ledger.

196

4 years ago

A company that allows people to streamline financial transactions by providing a simple interface to pay bills.

195

4 years ago

The startup aims to make all transactions on the Internet free by 2020, and is building a platform that will use the blockchain to do so.

193

4 years ago

A startup that wants to help companies make sense of the many different financial transaction systems that they manage.

189

4 years ago

A phone-based service that automates the selling of your personal information. The idea is that if you’re selling your information, you want to sell it at the most efficient price, and the company helps you do that. The startup says it has already done $70 million worth of transactions.

188

4 years ago

This startup is building a business that connects real estate agents with people looking to rent a room, and vice versa. It works as an escrow service for landlords and tenants, with a small fee taken by the service when a transaction completes.

185

4 years ago

Building a blockchain that uses smart contracts to increase the accuracy of B2B transactions.

185

4 years ago

The mobile app for keeping track of your daily finances, a feature of which is a social media-like feed where you can share your transactions with others.

180

5 years ago

A platform for enterprise scale, complex transactions on the blockchain.

175

5 years ago

A startup that uses AI to help companies identify and eliminate wasteful expenses by learning from previous transactions.

174

3 years ago

A startup in Singapore that plans to replace the human middleman in real estate transactions with an AI-powered software platform. It’s currently running a pilot in Singapore, and plans to launch in Australia next year.

174

4 years ago

A B2B startup that’s building a platform for finding and combating fraud in online sales. It’s not an entirely new idea, but Ampli is using machine learning to comb through data to try to pre-empt fraudulent transactions.

173

5 years ago

A tool for cashiers to easily check if a transaction is considered a cash or credit one.

168

5 years ago

A startup that uses machine learning to identify fraud and money laundering in transactions between banks.

167

5 years ago

A platform for micro-transactions for online merchants. The startup wants to eliminate the need for credit cards. The startup has its first pilot under its belt, with $300,000 in monthly revenue.

166

5 years ago

A secure, automated email-based system for handling sensitive transactions. They’ve built a tool that uses the public keys of people’s email accounts to take payments and even file taxes. The founders tell us they have $6 million in funding from participants in Y Combinator and have received an undisclosed amount of seed funding from YC.

165

4 years ago

A platform for merchants to manage their business, with a mobile app for quick transactions and a cash-on-delivery option for customers.

164

5 years ago

A digital wallet that’s designed to serve the needs of women in China. Currently, the platform does not offer features that are common in the US, such as peer-to-peer payments, a feature that is required in China for transactions to be legal.

160

3 years ago

A startup that allows you to create your own cryptocurrency wallet, taking a portion of the transaction fees to keep the site running.

159

3 years ago

The startup is building a global exchange platform that promises to improve the efficiency of international trading by matching buyers and sellers in one transaction.

159

5 years ago

A startup for businesses that want to manage their customer relationships and transactions.

154

5 years ago

A startup that uses cryptocurrency to help consumers buy products online with a lower transaction fee.

153

5 years ago

An AI system to recommend and execute financial transactions

153

5 years ago

A business platform for Indian SMBs to better manage their finances. Over the last 12 months, the number of SMBs on the platform has grown 50%, with an average monthly transaction size of $3,500.

153

5 years ago

A company founded by a team of Stanford and Berkeley researchers that uses AI to detect and prevent fraud. The software aims to detect when a person is trying to make a credit card purchase in a store and notify the appropriate employees, who can then stop the transaction.

152

3 years ago

A mobile payments app that’s “like Venmo but for credit cards”. The company is looking to disrupt the way that people pay each other, and enable commercial transactions.

152

3 years ago

A micro-currency with no transaction fees. The startup is building a global payment solution for enterprises and consumers. It’s notable for being the first to integrate a cryptocurrency into an existing business.

151

5 years ago

Money does not work like it used to. It’s more like a series of cashier store charges. This company wants to make the experience of using cash for transactions more like the way we use our phones.

150

5 years ago

A financial analytics company that wants to help financial companies use “big data” to make sense of financial transactions.

149

5 years ago

A platform that helps retail companies track and manage transactions in their stores and offices.

147

5 years ago

A company that secures online shopping transactions.

147

5 years ago

A startup that helps companies “sell their data”. The startup uses machine learning to automate the process of extracting insights from business transactions.

146

5 years ago

An online platform for secondary market transactions, where you can buy and sell stocks, bonds, and other financial instruments.

144

5 years ago

A startup that launched in March 2019 that provides real-time fraud protection for transactions on Apple Pay, Android Pay, and Samsung Pay.

143

5 years ago

A brand new CRM product from Capital One, which boasts a product team of two people. The product is designed to help small businesses manage their customer relationship management, with a focus on helping businesses handle financial transactions and invoicing.

140

5 years ago

A startup that builds a software platform that lets users track public transit and payment transactions from their computer.

139

5 years ago

A startup that helps online retailers manage transactions and inventory transactions on its platform. It handles payments, verification, tax, and refunds for its customers.

139

5 years ago

A distributed blockchain that can accommodate the 100,000 transactions per second that will be needed for the next generation of Internet of Things (IoT) devices.

139

5 years ago

In India, there are millions of small businesses that don’t have a bank account. ManageBharat is a mobile app that helps these businesses manage transactions, pay taxes, and keep their books straight.

139

5 years ago

A way to help companies with daily financial transactions and invoicing. The company is based in the UK, and has raised $1.3 million.

138

5 years ago

A credit card with no annual fee, no foreign transaction fee, no penalty fees, no cash advance fees, no late fees, and a 0% intro APR for 15 months.

136

4 years ago

"We are a group of experienced marketers and developers who believe in building companies that are powered by users and not investors. We want to move from a world of transactional businesses to ones that are built on relationships. Our mission is to build a platform that allows people to create and share their own content in the same way that they share links or photos on Facebook."

136

5 years ago

A company that makes systems for detecting and preventing fraudulent transactions and identity theft.

135

5 years ago

A digital assistant for managing accounts for home and business owners. The startup’s web interface gives users access to all of their accounts and allows them to make transactions.

133

5 years ago

This startup wants to create a new digital currency that’s backed by a bank, and that can be used to pay for transactions in the physical world.

133

5 years ago

A way of helping people track their credit card transactions.

133

3 years ago

A new type of blockchain that can perform millions of transactions per second while keeping the cost of running a full node low, enabling a new level of decentralization.

131

5 years ago

A way for people to send each other money, for a fee. You can transfer $50 of money to someone without them having to come to a bank. There’s a mobile app that allows people to receive and send money, and an online interface for people to see all their transactions.

130

3 years ago

A startup that helps people move their money internationally, tracking the currency exchange fees and the transaction fees of each step.

130

5 years ago

This startup is building a network for the more than 60 million people who don’t have bank accounts — but are still expected to receive a loan, rent payments, or pay utility bills. As a result, they often don’t have access to the basic financial services they need. Envelope lets them become a platform for next-day payment, and offers payment-by-phone for small transactions.

129

5 years ago

This startup helps businesses accept payment in cryptocurrency through a platform that breaks up transactions into small, everyday transactions that are easier to process.

129

5 years ago

A single source of financial records for a company's employees, providing one unified way to view all their financial information and transactions.

126

3 years ago

A startup that matches cashiers with customers, ensuring that they’re well-prepared for each transaction.

126

4 years ago

A company that is looking to re-imagine the way people send money to each other. The company is processing over $5 billion in transactions a year, and says it has a monthly user base of over 3.2 million.

125

2 years ago

This startup wants to build a platform to let you pay for things you love with a cryptocurrency in a way that makes it simple for a user to know how much a transaction costs.

125

5 years ago

A platform that helps accountants and banks collaborate on compliance, and provides a graphical view of the transaction in real-time.

124

5 years ago

A Square-like mobile payment system that focuses on retail, but with a focus on cashless transactions and no fees for the merchants.

124

5 years ago

Integrated system for tracking and managing real estate transactions for companies. The company works directly with the actual seller, so it can offer tax advice and other services.

123

5 years ago

A digital platform for keeping track of the money people spend across their different accounts. Users can pull transactions from all their accounts into a single place and then segment spending by categories.

121

5 years ago

A solution for customers to take a photo of a receipt or invoice and have it automatically link to a transaction in QuickBooks.

121

3 years ago

A startup working with banks to develop apps for their clients, like a mobile wallet app for micro-transactions.

121

5 years ago

A $50 million per year B2B startup that gathers data from credit card transactions, then matches the data to the person’s payment history to make sure they’re getting fair credit.

119

5 years ago

The startup wants to create a personal assistant that can get data from your bank account and auto-fill your bills, statements, and other transactions.

119

3 years ago

A digital tool for managing your personal finances that gives you a digital assistant to help you with questions. You’ll be able to see, categorize, and save all your transactions.

119

5 years ago

A startup that wants to build an AI-powered bot for streamlining the process of buying and selling tickets on secondary markets like Stubhub. The startup is also building a mobile app that helps users make these transactions more easily.

116

2 years ago

A startup that helps companies buy and sell gift cards online. The startup wants to make gift cards a less popular retail item, which is currently used for 70% of all retail transactions.

114

5 years ago

A startup that’s building a marketplace for people to buy, sell, and trade used cars, taking a commission of each transaction.

113

5 years ago

A way to make payments and transactions easier for the 2 billion people that still don’t have access to credit cards.

113

5 years ago

A startup that helps users keep track of their transactions, making it easy for them to make sure that they don’t over- or under-pay for mundane items.

108

3 years ago

A tool that helps you convert PDFs into mobile-friendly content. The app is free, but Pro has plans to monetize through in-app transactions and subscriptions.

108

5 years ago

A merchant-focused transaction app for restaurants and bars.

105

5 years ago

A platform that aims to create more secure credit card transactions by reducing the risk of fraud.

105

5 years ago

A payment system for small businesses in the Philippines, with a focus on remittance, based on a user’s location. The startup wants to target merchants with a high volume of transactions but low capacity, such as small shops and restaurants.

104

5 years ago

A tool for people to track and visualize their financial transactions. The startup is building the platform around the idea that people don’t want to track everything, but they want to track their finances.

104

4 years ago

A platform for building apps that can monitor financial transactions and alert users if transactions are fraudulent.

104

4 years ago

A fintech platform, helping companies with their transactions.

104

3 years ago

A digital ticketing platform for live events, selling tickets directly to attendees and making it easier for fans to purchase tickets and manage transactions.

103

4 years ago

A company that offers an AI-based process for fraud prevention during the financial transactions process.

101

4 years ago

A way to send money to friends in Mexico, with a fee of no more than $1 per transaction.

101

3 years ago

An Ethereum-based blockchain based on a new design that allows for faster, cheaper, and more secure transactions.

101

4 years ago

A startup that’s looking to make a white paper for every financial transaction, enabling business and regulators to make sense of it all.

100

5 years ago

A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.

94

4 years ago

A startup that wants to help you “make money while you sleep” through its web-based app that saves personal finance data, generates personalized reports, and helps you automate transactions.

93

4 years ago

A real estate startup that uses technology to help all parties involved in a property transaction.

92

4 years ago

This startup wants to give people a way to donate money to causes that don’t have any existing infrastructure to collect or accept donations. It’s building out a platform that allows users to donate money to charities of their choice — with no fees or transaction fees, and no minimum amount. The company is building its own user base, with the goal of being a partner with any charity that wants to work with them.

91

4 years ago

A startup that lets you add multiple PayPal transactions into one. Called “one-click-pay”

90

5 years ago

A tool that helps companies and organizations get their customer interactions and payments into a single interface. The startup wants to make it easier for companies to get paid for their customers’ transactions.

88

4 years ago

A global payments company that wants to reduce the friction of international money transfers and make them easy and seamless for consumers. The startup’s product is a platform that uses “local currency bias” to make international transactions as easy as possible.

88

4 years ago

A simple way to manage all of your income and spending transactions, with reports for balance, spending, and savings.

88

3 years ago

A smart contract platform for digital currency transactions. A standout feature: the platform is entirely autonomous, allowing users to set their own rules for how currencies are exchanged.

87

4 years ago

A startup that provides merchants with tools to manage their cash flow, including an online platform to make payments. It has over $100 million in transactions, and processes about a million dollars in payments per month.

86

2 years ago

A platform that tracks and analyzes your credit card transactions, allowing you to see where your money is going and use analytics to improve your spending habits. The company is hoping to partner with companies like retail services and banks.

86

4 years ago

A “B2B SaaS tool for connecting your business with customers in real time,” allowing companies to automate one-on-one transactions with customers.

85

4 years ago

A startup for buying, selling and trading used cars. The startup has already attracted over 15,000 sellers and has processed over $600,000 worth of transactions.

83

4 years ago

A software suite that can help real estate agents manage transactions at their offices. The startup wants to use AI to manage the workflow of those agents.

83

4 years ago

A digital identity system, meant to reduce fraud in online transactions.

83

4 years ago

A company that analyzes financial transaction data and helps companies reduce fraud, waste and money-losing deals.

82

4 years ago

This startup is building a platform that aggregates data from credit card transactions across the web, to help companies know when they are in danger of fraud.

81

4 years ago

A way to sell tickets to events by creating a system that allows event organizers to manage their tickets, ticket sellers to manage their sales, and ticket buyers to manage their transactions.

80

4 years ago

A platform for D2C transactions that lets users set up payment and delivery on the same platform. The company claims that, because it includes both sides of the transaction, it’s easier for the companies to manage.

79

4 years ago

A digital currency for artists and creators, focused on content and media related transactions. HODL is focused on the US and UK markets.

79

4 years ago

A startup that gives users a personalized shopping experience by combining their online and offline transactions.

79

4 years ago

This startup system uses a combination of machine learning and custom coding to detect fraudulent activity on ebay and predict the likelihood of a transaction being fraudulent.

79

4 years ago

This product enables grocery stores to take in-store photos of their products, which are then uploaded onto a centralized platform. The startup takes a small percentage of each transaction.

78

4 years ago

An SMS-based platform for sending and receiving money, with a focus on small transactions and users in emerging markets. Their idea is to allow people to transact across the street or across the country without going through a bank and without needing a bank account.

78

4 years ago

A startup that allows customers to pay for their purchases with their existing credit cards. The startup is processing over $1 million in transactions a month, with plans to expand to the US.

78

4 years ago

An on-demand concierge service for real estate. The startup, which was founded in May, is building a platform that will help buyers and sellers in the US negotiate or manage their real estate transactions online.

76

4 years ago

A startup that gives you the ability to make transactions at physical stores using your phone

76

4 years ago

A startup building systems for the cloud-based network for manufacturers. It wants to build out a network for manufacturers to sell products to customers, with the system using the “blockchain” for recording transactions.

75

4 years ago

An API for the financial sector to allow bank customers to automate banking, track transactions, and have their data centralized

73

4 years ago

A company that helps people move their money between banks, keeping fees down and keeping transactions organized.

73

2 years ago

A company that helps companies buy and sell their products online. The company charges a fee of 3.75% for each transaction.

73

4 years ago

What is it: The startup is building a platform that helps people sell their products online. The company connects buyers with sellers, and takes a percentage of the transaction.

72

4 years ago

A startup that helps small businesses get paid and manage their accounts online. It’s a SaaS platform that helps small businesses manage their transactions, pay invoices, and get paid.

72

4 years ago

A B2B platform that allows companies to manage and share all of their customer transactions and transactions between their employees.

72

2 years ago

The startup has already worked with a handful of major retailers on testing their mobile app. The startup is looking to develop a platform for handling a million transactions a day.

72

4 years ago

A company that is building a “micropayment” system for mobile games, which allows players to “purchase” virtual resources without having to go through a full transaction. The idea is that it could help games that otherwise wouldn’t be able to monetize with the current payment systems.

71

4 years ago

A startup that lets you scan and manage your credit card and bank information online, so you don’t have to carry around all that information with you. It connects to your bank and credit card accounts, letting you check your balance and make purchases. It also lets you request a new card, stop payment on a card, check your account balances and track purchases. The service has been running for about four months and has already processed more than $700,000 in transactions.

71

4 years ago

This company wants to provide a platform to help small businesses and sole proprietors accept payments and process invoices and other transactions.

70

4 years ago

SaaS company that helps businesses automate their business administration. The company charges 1.5% per transaction, with a yearly cap of $19,999.

70

3 years ago

https://www.theverge.com/2018/12/20/18241456/credit-card-debit-card-data-transactions-business-data-security-cybersecurity

70

3 years ago

A startup that wants to reinvent the good old-fashioned “loyalty” program by using blockchain to track transactions and loyalty points.

70

4 years ago

This startup aims to help users of the cryptocurrency Ethereum create and manage DApps on their own platform. The DApp Store will let users deploy and manage their apps, and will be powered by a decentralized transaction system that allows users to send and receive payments for their work.

69

4 years ago

Probably the most ambitious idea in the batch of startups, Memobank is building a “global, distributed and anonymous” database for companies to do transactions and transactions between companies.

68

4 years ago

A “transaction-based” social network, where people can follow others and interact with them through messages. The startup has already signed up 500 users in the US and has plans to expand internationally in the coming months.

68

3 years ago

A software company that helps identify fraud in the financial services industry by using machine learning to scan billions of financial transactions and identify patterns that exist because of fraud.

68

4 years ago

A startup for performers, producers and fans to book shows, buy tickets and track transactions. Users can buy tickets from a personal dashboard, and can also receive emails from artists about upcoming gigs.

67

4 years ago

The company is using machine learning and blockchain to help combat fraud and increase security on real-life financial transactions.

67

4 years ago

This company is building a platform that enables sales reps in India to take orders via text message and then send them to back-end sales reps who are working on an individual transaction.

66

4 years ago

A company that helps real estate agents and others make sense of real estate transaction data across multiple systems.

66

3 years ago

Teller has created a system to make financial transactions much easier for individuals that have low or no credit and limited access to bank accounts. The company is currently in talks with large banks to embed its system in their ATMs.

66

4 years ago

A startup that helps local governments and real-estate developers build affordable housing. The company allows them to do real-time analytics on the volume of transactions in their neighborhoods, helping them figure out where to build new housing.

65

4 years ago

Another concept that aims to be a part of the massive global demand for mobile payments. The app works with existing mobile phones and the user’s bank account and then processes the transaction in the background.

65

3 years ago

A startup that buys and sells real estate, leveraging digital to make those transactions faster and easier to execute.

65

4 years ago

A real-time tool for visualizing transactions between companies and their customers.

64

3 years ago

A real estate startup that connects people with short-term rental properties. The company wants to disrupt the short-term rental market with a solution that is easy to use and has low transaction costs.

64

4 years ago

This startup wants to take the rigmarole out of paying bills. The company aims to be the “Uber for payments”, the startup says it processes over $200 million in payments per month. It hopes to take a 15% cut of each transaction.

63

4 years ago

A platform that provides a way to record and monetize video of real estate transactions. The startup wants to build a platform that helps home buyers get a better deal by having a video of their property recorded by a professional videographer.

63

4 years ago

A solution to the issue of users who want to send money to people in developing countries, but don’t have access to phones or bank accounts. With PayM, you can send money to a mobile phone number in another country, with no fees or transaction fees.

63

4 years ago

A digital marketing platform for small businesses, said to process $42 million a year in transactions for 3,000 businesses.

63

3 years ago

A startup that connects customers with their local locksmiths via text message, with the startup taking a cut of each transaction.

63

3 years ago

A real-time payments system that collects transactions as they occur in order to clear them instantly. The company launched in June.

62

2 years ago

i-Kee is a startup in India that wants to provide a platform on which consumers can sell things directly to other consumers. It also provides an Android app that lets users search for items they want to sell, and then use i-Kee as a marketplace for transactions.

62

3 years ago

A tool that connects people who want to buy a house with those who want to sell one. There’s no direct transaction, but the startup allows you to show up at a potential home owner’s house and show interest. When both parties agree, they enter into negotiations that are mediated by the startup. The company says it has signed up over 1,100 clients.

61

3 years ago

A web-based platform for connecting buyers and sellers for real estate transactions. The company wants to use blockchain to help prevent fraud, and is headquartered in London.

61

2 years ago

A company that helps users negotiate financial transactions with businesses in the Philippines, India, and Indonesia.

61

4 years ago

A “mobile app of the future”. The startup is building a platform that syncs with a person’s phone and card transactions, allowing them to make purchases and see their transactions on a cohesive dashboard. The company is looking to integrate with banks, credit card companies, and retailers.

60

3 years ago

A company that helps companies process credit card transactions using an API. It uses a machine learning technology called Credly to integrate the data into their system.

60

3 years ago

A tool that helps you get the best possible price on a plane ticket. The company is aiming to "make a commission on every transaction."

60

3 years ago

A cloud-based platform that helps people use their personal credit cards to buy things online. The company is aiming to make the process of paying with a credit card as easy as making an in-store transaction.

60

3 years ago

A company building a business in retail POS software and the ability to manage inventory and process transactions, with a focus on e-commerce.

60

3 years ago

A SaaS platform for e-commerce transactions, allowing small businesses to quickly and easily process transactions for their customers and suppliers. The company says it has over 10,000 merchants using its platform.

58

3 years ago

A platform to provide valuation, transaction and credit-scoring services for both borrowers and lenders.

57

3 years ago

A tool for helping to identify fraud in credit card transactions, then helping to fight against it.

57

3 years ago

A tool for the legal cannabis industry to track and manage cannabis transactions.

57

3 years ago

A SaaS platform that allows freelancers to charge clients based on their performance in a project. “Freelancer.com is doing $1.5bn in transactions. We think that is too expensive. We want to bring it down to $1.”

57

2 years ago

A machine learning platform for the finance industry to predict suspicious transactions. The company claims to help banks cut down on fraud, but its pitch is a bit more vague. It aims to make machine learning data available to other startups to use to build a similar service.

57

5 years ago

Idea: A startup that wants to replace your wallet with a digital payments card, with one card that works everywhere. They charge a fee for the card, and also receive a cut of the fees merchants pay for the transaction.

55

4 years ago

A company that provides a way to streamline payments between customers and businesses. The startup helps businesses process large orders, payments, and other transactions.

55

3 years ago

This is a text messaging app that lets you call and text your friends and family directly from your phone. It’s like the Snapchat app, only instead of sharing photos or videos, it’s sharing texts. The startup makes money by charging a small percentage of the transaction.

55

2 years ago

A chatbot that can help with customer service, answering questions and facilitating transactions. The startup is also working on AI-powered chatbots for customer service agents at other companies.

55

2 years ago

A company that specializes in providing support for companies who operate in the “dark web”. The startup, which closed their $2.5M seed in July 2018, says they’re not just focused on the dark web, but also the “main” web, as well as “transactional” websites.

55

2 years ago

A startup that makes it easy for businesses to understand their credit card transactions so they can make informed decisions about their bottom line.

55

4 years ago

A digital ledger for e-commerce transactions. The team works on the idea that all of the blockchain apps that have emerged in the last few years will eventually intertwine.

54

3 years ago

A B2B company that allows restaurants to take payments in Bitcoin, one of the more popular types of cryptocurrency, to avoid the fees associated with credit card transactions.

54

3 years ago

A platform that makes it easy for customers to buy products online. The startup’s revenue model is based on taking a percentage off the top of each transaction.

54

3 years ago

If you run a B2B company, you’ve probably got hundreds of thousands of transactions, but you still need to make sure that your onboarding process is going smoothly. Contacts acts as a one-stop shop for all of your sales, marketing, and human resources processes so that you can get on the same page.

54

3 years ago

Businesses are becoming more and more reliant on software to manage their finances. CashApp wants to be the app that helps businesses manage their money in one place, using the app to send and receive money, send and request invoices, and track financial transactions.

54

3 years ago

A mobile-first payments alternative that focuses on micropayments. The startup aims to take a cut of each transaction and hopes to revolutionize the way small businesses pay for goods and services.

53

3 years ago

A tool that helps people keep track of their personal finances. It’s a mobile app that syncs with a bank’s website, so you can see your balances and read transactions on your phone.

53

3 years ago

A startup for local vendors that allows them to advertise their services to potential customers and build a customer base. The company is tracking over $2.2 million in transactions and has over 470 customers.

51

4 years ago

A platform to help people organize their finances, including mutual funds, stocks, retirement accounts. The company makes money by charging a fee for transactions.

50

3 years ago

This startup is building a mobile wallet for the unbanked. The company is focusing on the 1 billion people in the world who are unbanked and using cash for transactions.

50

3 years ago

A software platform that brings a centralized dashboard for all your banking information, including all accounts and transactions.

50

3 years ago

A startup that brings Asian payments to the US. The company partners with American banks and takes a cut of the transactions for credit cards and other payments.

50

2 years ago

A startup that’s building a sophisticated AI to help banks identify fraudulent transactions and prevent bad actors from latching on to bank accounts.

50

3 years ago

Smart contracts are used to provide transparency and facilitate trust in complex transactions. CoinAdvisor is a startup that provides advice on how to choose and use smart contracts, and has developed a library of smart contracts to help developers in the ecosystem. It’s aiming at companies that need help on legal or regulatory compliance, or who have to deal with copyrights, trademarks, and patents.

49

3 years ago

A new digital currency that’s designed to help people and businesses in developing countries. The digital currency is designed to be more stable than Bitcoin and with a lower transaction fee.

48

3 years ago

This startup is building a tool that uses machine learning to identify fraudulent transactions, to help companies avoid being ripped off.

48

3 years ago

Mandrill is an email marketing service. The startup wants to make it easier for companies to send transactional emails.

47

3 years ago

An online marketplace for jobs that pays you in cryptocurrency. The company says they’ve had over $1 million in monthly transactions and have helped hundreds of candidates find jobs.

46

3 years ago

A startup that connects people with personal chefs. ChefInk has built a network of professional chefs over a peer-to-peer model, with the company taking a commission for each transaction. The startup has built a user base of over 1,000 users and has $40k in monthly transactions.

46

3 years ago

“We’re taking a page out of the mobile-first approach and looking at the entire customer lifecycle. We’re starting with the customer funnel and and the transaction cycle.”

46

2 years ago

A platform to help small businesses pay bills securely, and consolidate all their financial transactions into a single system.

46

3 years ago

An online marketplace for student housing that tracks real estate transactions and provides analytics on the inventory.

45

3 years ago

A startup making a point-of-sale system for restaurants. The company wants to make it easier for restaurants to accept credit cards, and automate the cash-register process so restaurants don’t have to pay employees to process transactions.

45

5 years ago

A crypto exchange that’s meant to serve people in the developing world. The startup’s founders say they only charge a small fee of 0.6% per transaction, compared to their competitors that charge 10% or more.

43

3 years ago

A startup that hopes to use machine learning and cloud computing to help analyze data and spot potential fraud in online transactions.

43

3 years ago

An AI-based global credit score that predicts the likelihood of a person defaulting on their debt. So far, the startup says it has handled over $2 billion in credit transactions.

42

3 years ago

A one-stop shop for managing all your mobile payments, from credit cards to loyalty cards and everything in between. It allows users to view their transactions and instantly set up recurring ones.

40

3 years ago

An API for small business owners to manage their business credit from their app, supporting card transactions and refunds.

39

2 years ago

An algorithmic framework for solving linear programming and other optimization problems. The startup says it currently handles around $20 billion worth of transactions.

39

2 years ago

A company that builds software for managing and trading transactions in a particular currency.

39

2 years ago

A digital bank that provides a bank account for freelancers, allowing them to connect their prepaid debit cards to their business account for payroll and other transactions.

39

2 years ago

A mobile payments platform for merchants with a focus on high-risk merchants like bars and restaurants — places that have a high volume of transactions, with many customers with few accounts, or where the customer has a lower credit score.

38

2 years ago

A small project created to make financial transactions faster with a bitcoin-like application that can be used on a smartphone.

38

2 years ago

A startup that enables companies to pay employees with digital currency for services or goods, taking out the need for transaction fees and the possibility of fraud.

38

2 years ago

A “wallet-as-a-service” startup, building off of Circle’s successful consumer product. The new product, the company says, is for businesses with $10,000 to $100,000 in daily transactions.

37

2 years ago

A startup to help companies with processes that have a transaction or approval step.

36

2 years ago

The startup is creating a new way to pay for things online (mobile payments) by removing friction from transactions.

36

3 years ago

An analytics tool for banks meant to make them more efficient, and the company’s financial services startup that helps banks with analytics and transaction processing.

35

2 years ago

A startup that wants to use a decentralized database to help banks, insurance companies and other financial services companies manage their transactions, without the need for a central server.

34

2 years ago

A “geo-tracking” app that claims to help prevent fraud by using location data to identify a person who is geographically near a store or other location where a fraudulent transaction may be taking place.

33

2 years ago

This startup is building a platform for mobile payments in emerging markets. The company says it’s making the world’s poor more prosperous, and has seen $11 million in transactions so far.

33

5 years ago

Idea: A B2B company that sells an API for acquiring and managing merchant accounts, and another API for accepting credit cards. The company says it’s processed $2 million in transactions.

32

2 years ago

A startup that helps you track your expenses and save money, by collecting data on transactions.

32

2 years ago

A company that offers an app that allows someone to buy/sell/trade Bitcoin, Ethereum and Litecoin, with an easy way to pay for the transactions.

32

2 years ago

In the US, more than 50% of credit card transactions are made on an impulse, with no intention of paying off the balance.

30

5 years ago

Idea: A startup that is building a real estate investing marketplace where individual investors can connect with each other and do deals together. The company charges a fee on each transaction, and says it is profitable.

29

2 years ago

A "smart money" app that uses data to automatically manage and share money between friends. Users add their credit cards and accounts to the app and then link it to their Facebook friends. The app takes a small fee of all transactions and automatically transfers money between people.

29

2 years ago

The startup is building a marketplace for “buyers” to get the best prices for the off-the-shelf products they’re buying. The company wants to build a platform where customers will be able to browse products and find the best deals, which will help the company generate revenue from those transactions.

29

2 years ago

A startup building a way to enable people to buy and sell goods, with all transactions going through a platform that is hosted by the consumer and controlled by the seller. The startup’s technology provides a way for people to accept payments with the click of a button.

28

2 years ago

A secure, easy-to-use digital wallet and account for the developing world. The startup, which launched in March, says it has over $1 million in monthly transactions.

28

2 years ago

An AI for Fintech, developed to help financial institutions process a slew of financial transactions in real time.

27

2 years ago

A neural network platform designed for the financial sector that analyzes and processes millions of transactions and documents.

27

2 years ago

A company that helps companies access all their financial transactions using API. It’s a way for organizations to aggregate financial transactions from many different systems, and create a single view of the data.

26

2 years ago

A digital payments startup that processes credit and debit card transactions. The company processes roughly $5 billion in transactions per year and has a transaction fee of 1.5%.

26

2 years ago

A startup that helps companies make sense of the data in their financial transaction transactions and make better decisions. It’s been used to help Walmart save $10 million every year.

26

2 years ago

This SaaS helps companies manage their bookkeeping, invoicing and accounting online. It uses AI to automate the process of matching invoice payments to invoices and reconciling transactions.

25

2 years ago

A digital currency that’s less volatile than Bitcoin, but can be used for real-life transactions.

25

2 years ago

Four friends who grew up together in New Mexico wanted to help their mom and grandma downsize their homes. They created a website where people can buy homes to downsize them and take in the proceeds as rent. As of early 2019 the company was processing over $5 million in transactions, with plans for $20 million in revenue by 2020.

25

2 years ago

A digital payments platform that helps consumers and merchants manage payments. They claim to have more than 10 million active users and to be processing $2 billion in transactions a year.

25

2 years ago

A company that wants to manage all financial transactions for the companies it works with. It aims for the startup to be able to handle everything from payroll to invoices, and eventually wants to introduce new services like tax services.

25

2 years ago

This startup is building a machine that can process financial transactions at a high rate.

24

2 years ago

A company building a new kind of payment card that builds on the mobile wallet paradigm that exists today. The company is building a card that can hold all of your bank card data. Instead of having to manually enter your 12-digit number every time you use the card, the card will be able to pull up your recent transactions and automatically pull in your bank card number.

24

2 years ago

This startup is building the first “distributed digital identity ecosystem for people and organizations”. As consumers and businesses move towards more digital transactions, they need a way to prove who they are and what they own. TrustKey’s platform allows providers to verify and transfer digital assets and digital identities, while also enabling a decentralized system for trust and reputation management.

22

2 years ago

A smart contract platform for sellers and buyers of real estate, designed to streamline transactions, cut costs and reduce risk. They have $1.3 million in funding to date.

21

2 years ago

Building a startup that wants to help companies make sense of financial transaction data. The company has a small team working out of Y Combinator’s San Francisco office to build the web app.

19

2 years ago

A platform that enables users to buy and sell real estate online by allowing them to create virtual homes and listings. The startup claims to have nearly $100 million in annual transactions.

18

2 years ago

A company that plans to build the first bank of its kind. It wants to build a blockchain-based bank that acts as a distributed ledger for all financial transactions. The startup is currently conducting a $100,000 token sale.

18

2 years ago

A way to buy and sell real estate without using a broker (or close to it). The startup is building a service that allows you to create a listing transaction in under 5 minutes, listing an apartment, condo, or house.

17

2 years ago

A startup that’s building a “contactless payment system” that automatically tracks the revenue a merchant is making. The founder says the system tracks revenues from the point of sale, not just the transaction.

16

2 years ago

A blockchain built for customer service agents, with a protocol that allows agents to get a real-time snapshot of the data they’re dealing with, meaning they can get a snapshot of any transaction they’re dealing with in real-time.

16

2 years ago

A system that allows companies to securely transfer money between themselves. It’s designed to give banks a new way to reach out to their customers. The company charges a commission of 1% (or 0.30 cents per transaction) on all transfers.

15

2 years ago

A “digital notary” for real estate transactions that eliminates the need for a physical notary.

14

2 years ago

A software company that wants to bring its platform to other verticals, such as the car, as a secure platform for peer-to-peer transactions.

13

2 years ago

A company that helps companies organize and report on the data associated with transactions. The startup is rewriting the way business processes are used to capture, store and report on data. It is currently being used as far back as the 1970s.

12

2 years ago

A data platform for banks that helps them understand how transactions are impacting their profit & loss statements. The startup wants to help banks reduce the cost of manual reconciliation.

11

2 years ago

A platform that manages all of the money in your life. The app tracks every transaction, and offers a user interface to stay on top of all the money in your life.

11

2 years ago

A startup that wants to simplify real estate transactions so they’re faster and easier.

10

2 years ago

A platform for retailers to create a chatbot for in-store transactions and loyalty programs by integrating with existing programming languages. It’s currently working with 1,000 stores so far.

9

5 years ago

Idea: A software as a service solution for enabling B2B transactions on Facebook Messenger

4

4 days ago 1 views

A B2B tool for e-commerce brands in Europe to automate VAT compliance across multiple countries using AI-driven transaction categorization.

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💡 Ideas + 🪲 Bugs

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